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Village CAFR For Year Ended April 30, 1997i 1 1 1 1 1 1 1 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED APRIL 30,1997 Prepared by Finance Department George J. Valentine Finance Director 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS Comprehensive Annual Financial Report Table of Contents Year Ended April 30,1997 PAGE INTRODUCTORY SECTION Principal Officials i Organization Chart Certificate of Achievement for Excellence in Financial Reporting Director of Finance's Letter of Transmittal iv -xii FINANCIAL SECTION REPORT OF INDEPENDENT AUDITORS 1-2 GENERAL PURPOSE FINANCIAL STATEMENTS All Fund Types and Account Groups and Discretely Presented Component Unit Combined Balance Sheet 3 All Governmental Fund Types and Discretely Presented Component Unit Combined Statement of Revenues, Expenditures, and Changes in Fund Balances 4 General, Special Revenue, and Debt Service Fund Types Combined Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual 5 All Proprietary and Fiduciary (Pension Trust) Fund Types Combined Statement of Revenues, Expenses, and Changes in Retained Earnings - Unreserved /Fund Balances 6 All Proprietary Fund Types Combined Statement of Cash Flows 7 Notes to Financial Statements 8-40 VILLAGE OF DEERFIELD, ILLINOIS Comprehensive Annual Financial Report Table of Contents Year Ended April 30,1997 PAGE FINANCIAL SECTION (CONT.) COMBINING, INDIVIDUAL FUND, AND ACCOUNT GROUP STATEMENTS AND SCHEDULES GOVERNMENTAL FUND TYPES GENERAL FUND General Fund Balance Sheet 41 Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual 42 Schedule of Revenues - Budget and Actual 43 Schedule of Expenditures - Budget and Actual 44-46 SPECIAL REVENUE FUNDS All Funds Combining Balance Sheet 47 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances 48 Municipal Audit Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual 49 Emergency Services/ Disaster Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual 50 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS Comprehensive Annual Financial Report Table of Contents Year Ended April 30,1997 PAGE FINANCIAL SECTION (CONT.) GOVERNMENTAL FUND TYPES (CONT.) SPECIAL REVENUE FUNDS (CONT.) Street and Bridge Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual 51 Schedule of Expenditures - Budget and Actual 52-56 Illinois Municipal Retirement Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual 57 Motor Fuel Tax Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual 58 Enhanced 911 Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual 59 DEBT SERVICE FUND Balance Sheet 60 Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual 61 Schedule of Revenues and Other Financing Sources, and Expenditures - Budget and Actual 62 VILLAGE OF DEERFIELD, ILLINOIS Comprehensive Annual Financial Report Table of Contents Year Ended April 30,1997 PAGE FINANCIAL SECTION (CONT.) GOVERNMENTAL FUND TYPES (CONT.) CAPITAL PROJECT FUNDS All Funds Combining Balance Sheet 63 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances 64 PROPRIETARY FUND TYPES ENTERPRISE FUNDS All Funds Combining Balance Sheet 65 Combining Statement of Revenues, Expenses, and Changes in Retained Earnings 66 Combining Statement of Cash Flows 67 Water Fund Balance Sheet 68 Statement of Revenues, Expenses, and Changes in Retained Earnings- Unreserved - Budget and Actual 69 Schedule of Operating Expenses - Budget and Actual 70-71 Schedule of Fixed Assets and Depreciation 72 Sewerage Fund Balance Sheet 73 Statement of Revenues, Expenses, and Changes in Retained Earnings- Unreserved - Budget and Actual 74 Schedule of Operating Expenses - Budget and Actual 75-76 Schedule of Fixed Assets and Depreciation 77 Refuse Fund Balance Sheet 78 Statement of Revenues, Expenses, and Changes in Retained Earnings- Unreserved - Budget and Actual 79 1 1 1 1 i 1 1 1 1 1 1 1 1 1 1 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS Comprehensive Annual Financial Report Table of Contents Year Ended April 30,1997 PAGE FINANCIAL SECTION (CONT.) PROPRIETARY FUND TYPES (CONT.) ENTERPRISE FUNDS (CONT.) Commuter Parking Lot Fund Balance Sheet 80 Statement of Revenues, Expenses, and Changes in Retained Earnings- Unreserved - Budget and Actual 81 Schedule of Operating Expenses - Budget and Actual 82 Schedule of Fixed Assets and Depreciation 83 INTERNAL SERVICE FUNDS All Funds Combining Balance Sheet 84 Combining Statement of Revenues, Expenses, and Changes in Retained Earnings - Unreserved 85 Combining Statement of Cash Flows 86 Garage Fund Statement of Revenues, Expenses, and Changes in Retained Earnings - Budget and Actual 87 Schedule of Operating Expenses - Budget and Actual 88 Insurance Fund Statement of Revenues, Expenses, and Changes in Retained Earnings - Unreserved 89 VILLAGE OF DEERFIELD, ILLINOIS Comprehensive Annual Financial Report Table of Contents Year Ended April 30,1997 PAGE FINANCIAL SECTION (CONT.) FIDUCIARY FUND TYPES TRUST AND AGENCY FUNDS All Funds Combining Balance Sheet 90 Statement of Revenues, Expenses, and Changes in Fund Balance - Budget and Actual (Pension Trust Fund) 91 Combining Statement of Changes in Assets and Liabilities (Agency Funds) 92-93 ACCOUNT GROUPS GENERAL FIXED ASSETS ACCOUNT GROUP Schedule of General Fixed Assets - by Source 94 Schedule of General Fixed Assets - by Function 95 Schedule of Changes in General Fixed Assets - by Function 96 GENERAL LONG -TERM DEBT ACCOUNT GROUP Schedule of General Long -Term Debt 97 COMPONENT UNIT STATEMENTS AND SCHEDULES Public Library Combining Balance Sheet 98 Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual 99 Schedule of Expenditures - Budget and Actual 100 Statement of Changes in Assets and Liabilities (Deferred Compensation Plan Fund) 101 Schedule of General Fixed Assets 102 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS Comprehensive Annual Financial Report Table of Contents Year Ended April 30,1997 PAGE FINANCIAL SECTION (CONT.) SUPPLEMENTAL DATA Required Supplementary Information Analysis of Funding Progress Illinois Municipal Retirement Fund 103 Police Pension Fund 104 Revenues by Source Illinois Municipal Retirement Fund 105 Revenues by Source and Expenses by Type Police Pension Fund 106 Schedule of Insurance in Force 107 Long -Term Debt Requirements General Obligation Refunding Bond Series of 1993 108 STATISTICAL SECTION General Governmental Revenues by Source - Last Ten Fiscal Years 109 General Governmental Expenditures by Function - Last Ten Fiscal Years 110 Property Tax Assessed Valuations, Rates, Extensions, and Collections - Last Ten Fiscal Years 111 Assessed and Estimated Actual Value of Taxable Property - Last Ten Fiscal Years 112 Property Tax Rates - Direct and Overlapping Governments - Last Ten Fiscal Years 113 VILLAGE OF DEERFIELD, ILLINOIS Comprehensive Annual Financial Report Table of Contents Year Ended April 30,1997 PAGE STATISTICAL SECTION (CONT.) Ratio of Net General Obligation Bonded Debt to Assessed Value and Net General Obligation Bonded Debt Per Capita - Last Ten Fiscal Years 114 Schedule of Direct and Overlapping Bonded Debt 115 Schedule of Legal Debt Margin 116 Ratio of Annual Debt Service Expenditures for General Obligation Bonded Debt to Total General Governmental Expenditures - Last Ten Fiscal Years 117 Demographic Statistics - Last Ten Fiscal Years 118 Property Value, Construction, and Bank Deposits - Last Ten Fiscal years 119 Principal Taxpayers 120 Miscellaneous Statistics 121 -122 VILLAGE OF DEERFIELD, ILLINOIS Principal Officials April 30, 1997 LEGISLATIVE VILLAGE BOARD OF TRUSTEES Bernard Forrest, Mayor Harriet E. Rosenthal John H. Heuberger Marvin W. Ehlers Robert D. Franz, Clerk ADMIlVISTRATIVE Edwin B. Seidman Vernon E. Swanson Michael Swartz Robert D. Franz, Village Manager FINANCE DEPARTMENT George J. Valentine Director of Finance /Treasurer i VILLAGE OF DEERFIELD ORGANIZATIONAL CHART BOARDS & MAYOR & BOARD VILLAGE ATTORNEY 1 COMMISSIONS OF TRUSTEES ADMINISTRATIVE VILLAGE MANAGER ASSISTANT ' 3 Employees rPOLICE COMMUNITY PUBLIC WORKS FINANCE DEVELOPMENT & ENGINEERING 54 Employees 7 Employees 5 Employees 32 Employees PATROL PLANNING WATER BUDGETING WORKS r INVESTIGATIONS I ZONING SEWAGE ACCOUNTING TREATMENT YOUTH CODE STREETS TREASURY 1 MANAGEMENT ENFORCEMENT COMMUNICATIONS BUILDING PLAN VEHICLE PERSONNEL ' REVIEW MAINTENANCE ]I RECORDS PERMITS STORM UTILITY r BILLING DRAINAGE RESEARCH & APPEARANCE PLAN DESIGN PURCHASING DEVELOPMENT REVIEW & REVIEW r ii 1 1 I Certificate of 1 Achievement � for Excellence in Financial Reporting ' Presented to Village of Deerfield, � Illinois 1 1 1 1 pN�E OFy�� YZ ���• DF THE '9j h(UNRFDSTATES y Wj :N rANAD1 0 Preside t Z CDRPDRA7DN SIEA9 �Oti fHICAG� 10` _e::p Executive Director iii For its Comprehensive Annual Financial Report for the Fiscal Year Ended April 30, 1996 r A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to t government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. 1 1 1 1 pN�E OFy�� YZ ���• DF THE '9j h(UNRFDSTATES y Wj :N rANAD1 0 Preside t Z CDRPDRA7DN SIEA9 �Oti fHICAG� 10` _e::p Executive Director iii 1 1 VILLAGE OF DEERFIELD t 1 The comprehensive annual financial report is presented in three sections: introductory, financial, and statistical. The introductory section includes this transmittal letter, the Village's organizational chart and a list of principal officials. The financial section includes the general purpose financial statements, the combining, individual fund, and account group financial statements and schedules, as well as the independent auditor's report on the financial statements and schedules. The statistical section includes selected financial and demographic information, generally presented on a multi -year basis. Found within the Comprehensive Annual Financial Report are all funds and account groups of the Village of Deerfield, as well as all of its component units (generally separate entities for which the Village is financially accountable). A full range of municipal services is provided by the Village, including finance and general administration, police, community development, waterworks and sewerage, and public works maintenance and improvement. In addition to general government functions, the Police Pension Fund and the public library are included in the reporting entity. iv 850 WAUKEGAN ROAD DEERFIELD, ILLINOIS 60015 TELEPHONE 847.945.5000 October 20, 1997 To: The Mayor and Board of Trustees and the residents of the Village of Deerfield tThe comprehensive annual financial report of the Village of Deerfield for the fiscal year ended April 30, 1997, is hereby submitted. Responsibility for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures, rests with the Village. To the best of our knowledge and belief, the enclosed data is accurate in all material respects and is reported in a manner designed to present fairly the financial position and results of operations of the various funds and account groups of the Village. All disclosures necessary to enable the reader to gain an understanding of the Village's financial activities have been included. 1 The comprehensive annual financial report is presented in three sections: introductory, financial, and statistical. The introductory section includes this transmittal letter, the Village's organizational chart and a list of principal officials. The financial section includes the general purpose financial statements, the combining, individual fund, and account group financial statements and schedules, as well as the independent auditor's report on the financial statements and schedules. The statistical section includes selected financial and demographic information, generally presented on a multi -year basis. Found within the Comprehensive Annual Financial Report are all funds and account groups of the Village of Deerfield, as well as all of its component units (generally separate entities for which the Village is financially accountable). A full range of municipal services is provided by the Village, including finance and general administration, police, community development, waterworks and sewerage, and public works maintenance and improvement. In addition to general government functions, the Police Pension Fund and the public library are included in the reporting entity. iv 850 WAUKEGAN ROAD DEERFIELD, ILLINOIS 60015 TELEPHONE 847.945.5000 ECONOMIC CONDITION AND OUTLOOK Incorporated in 1903 and located 27 miles north of downtown Chicago, the Village is predominantly a community of single family homes. The September 1997 Special Census recorded a population of 18,003 within a land area of 7.0 square miles. The Village's population increased less than 4%- from 1980, whereas the number of housing units in the Village grew 11% to 6, 100, continuing the trend toward smaller household sizes. The northern Cook County and southern Lake County area has undergone rapid economic development. A major portion of this development is centered on the Lake Cook corridor. The Village of Deerfield is located in the middle of the Lake Cook corridor and in both counties. The Cook County area encompasses 10.9% of the village's equalized assessed valuation, and, according to the 1990 census, the area is made up entirely of commercial properties. Recently completed were entrance and exit ramps for the Illinois toll road at Lake Cook Road which provide improved access and reduce dependency on the crowded Deerfield Road entrance. The official vacancy rate is 2.62% of the 3,000,000 square feet available according to "Grain's ", August 19 -26, 1996, placing the village vacancy rate at the lowest of all Chicago area markets with net rentable space in excess of 2,000,000 square feet. A further indication of the Village's financial growth is the Village's current inventory of 1,050 hotel /motel rooms. This increase began in 1985 when the Village had no hotel rooms. This is important to the Village since the Village levies a 5% occupancy tax on rooms which yielded $1,464,815 for the year ending 4/30/97, which is a 16.3% increase over 1995 -96. Unemployment in Lake County in August 1997 was 4.1% compared with 5.2 % in the state of Illinois and estimated .9% in Deerfield. In 1995 The Village Board granted approval for the development of a Residential Planned Unit Development at the former Sara Lee site by Optima, Inc. Optima is redeveloping the 50 acre PUD with 400 units consisting of multifamily /condominiums, townhomes and single family units, which is consistent with the Village's Comprehensive Plan. The development of this PUD will provide the Village, schools, park district, library, and fire districts with impact fees of $1.4 million in cash and 2.66 acres of land. The fire district will relocate and build a fire station on the 2.66 acres of land and will surrender its current station to the Village. The demolition of the Sara Lee buildings is complete, and 384 building permits have been issued for the new development as of 7/31/97. It is estimated that the Optima development will increase Deerfield's population by 800. The Village sales tax revenue for 1997 was $2,484,458 compared to $3,684,917 for 1996. This 7.5% decrease was caused by the relocation of a significant retailer (Marshall's) to an adjacent community and by traffic congestion due to the construction of an underpass. This construction stifled traffic flow in one of the village's major retail areas. The retail store has been replaced and the underpass is scheduled to be completed in 11/97. With new retail outlets and the completion of construction, sales tax revenue should return to their prior level. The Village Board has approved a preliminary plan for the construction of a 100,000 square foot Home Depot. The developer projects $350,000 in sales tax to the Village of Deerfield. The schedule calls for the store to open in the fall of 1998. All of these factors indicate that Deerfield is and will continue to be a financially vibrant community. v L! t For the Future A. Downtown Redevelopment. In October 1986, the Village of Deerfield developed a plan to upgrade the overall quality and economic vitality of its Village Center (downtown). Located in the geographic center of the community, this six -block area exhibits many of the typical problems common to aging commercial districts throughout the country. Diverse ownership of inadequately sized and ill- arranged parcels has resulted in incompatible development, causing both visual and functional problems. The Village has added the 52 acre Sara Lee site to this district. Experience has clearly shown that economic revitalization generally occurs in areas where there is a joint venture between the public and private sectors. Deerfield, in recognizing the importance of that philosophy, has begun a redevelopment program that commits substantial public funds to its Village Center. As might be expected, preference must be given to acquisition of property and basic capital improvements which will promote private investment in the area. At the same time, better pedestrian access and improvement of the general appearance of a downtown contribute significantly to its economic well- being. The Village is in negotiations with a developer which, if successful, will culminate in the clearing of the south west quadrant of Deerfield and the ' construction of 250,000 square feet of retail and office space. B. Capital Expenditures. The Village reviews its fiscal plan on an annual basis to determine the need for capital investment. The buildings are generally in good condition, requiring little more than normal maintenance. The Village storm and sanitary sewer system is generally adequate; however, there are some areas where there is some spot flooding. The Village is undertaking a review to determine how this may be resolved. The water system, however, appears to need some capital expenditures. I vi MAJOR INITIATIVES For the Year In response to growing environmental awareness and concern for decreasing landfill capacity, Deerfield initiated the weekly curbside collection of recyclable newspapers, glass and cans from residences within the Village in September 1989. Plastic milk bottles were added to the program in ' October of 1990, and other plastics were added in September of 1991. In September 1994, Deerfield expanded its recycling of plastics to include #5 thru V. After many years of actively promoting recycling, Deerfield was recently recognized as one of the top recycling communities in Lake County. The Village took proposals for refuse and recycling service. The proposal accepted by the Village was a reduction in the previous cost by 33 0 . This cost measured the total cost of refuse, including yard waste bags and dumping fees. 1990 also saw the implementation of Deerfield's yard waste collection program. Developed in response to the state ban on the landfilling of lawn wastes, more than 9, 500 cubic yards have not been landfilled in 1996. Because of all these services, over 500 of the residential refuse was diverted from area landfills between January 1, 1996 and December 31, 1996. Approximately 890 of all families in the Village of Deerfield participate in the recycling program. For the Future A. Downtown Redevelopment. In October 1986, the Village of Deerfield developed a plan to upgrade the overall quality and economic vitality of its Village Center (downtown). Located in the geographic center of the community, this six -block area exhibits many of the typical problems common to aging commercial districts throughout the country. Diverse ownership of inadequately sized and ill- arranged parcels has resulted in incompatible development, causing both visual and functional problems. The Village has added the 52 acre Sara Lee site to this district. Experience has clearly shown that economic revitalization generally occurs in areas where there is a joint venture between the public and private sectors. Deerfield, in recognizing the importance of that philosophy, has begun a redevelopment program that commits substantial public funds to its Village Center. As might be expected, preference must be given to acquisition of property and basic capital improvements which will promote private investment in the area. At the same time, better pedestrian access and improvement of the general appearance of a downtown contribute significantly to its economic well- being. The Village is in negotiations with a developer which, if successful, will culminate in the clearing of the south west quadrant of Deerfield and the ' construction of 250,000 square feet of retail and office space. B. Capital Expenditures. The Village reviews its fiscal plan on an annual basis to determine the need for capital investment. The buildings are generally in good condition, requiring little more than normal maintenance. The Village storm and sanitary sewer system is generally adequate; however, there are some areas where there is some spot flooding. The Village is undertaking a review to determine how this may be resolved. The water system, however, appears to need some capital expenditures. I vi Engineering reports indicate a need for transmission lines in the western part of the Village and perhaps some additional storage. These repairs will require capital budget expenditures of approximately $7,000,000 from the 1997 -98 to the 2000 -2001 fiscal year. Reverse Commuter Grant Deerfield was awarded a two year $1.7 million CMAQ grant to provide shuttle bus service for reverse commuters utilizing the new Lake Cook train station as well as for the installation of sidewalks leading to the station. After six months of operation, the service is providing average daily ridership of 275. The original projection was 200. Special Census In the spring of 1997, a special census was performed. The Village has gained 676 residents. This will increase Village revenue by approximately $90 per capita, or a minimum of $61,000 per year. NOW Management of the Village is responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the Village are protected from loss, theft or misuse and to ensure that adequate accounting data are compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that: (1) cost of a control should not exceed the benefits likely to be derived; and (2) the valuation of costs and benefits requires estimates and judgments by management. Budgeting Controls. In addition, the Village maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the Village's governing body. Activities of the general fund, special revenue funds, debt service fund, enterprise funds, internal service fund (garage fund) , and pension trust funds are included in the annual appropriated budget. Project- length financial plans are adopted for the capital projects funds. The level of budgetary control (that is, the level at which expenditures cannot legally exceed the appropriated amount) is established at the fund level. The Village also maintains an encumbrance accounting system as one technique of accomplishing budgetary control. Encumbered amounts lapse at year end. However, encumbrances generally are reappropriated as part of the following year's budget. As demonstrated by the statements and schedules included in the financial section of this report, the Village continues to meet its responsibility for sound financial management. General Government Functions. The following schedule presents a summary of general fund, special revenue funds, and debt service funds revenues for the fiscal year ended April 30, 1997, and the amount and percentage of increases and decreases in relation to prior year revenues. vii ,q i viii Engineering reports indicate a need for transmission lines in the western part of the Village and perhaps some additional storage. These repairs will require capital budget expenditures of approximately $7,000,000 from the 1997 -98 to the 2000 -2001 fiscal year. Reverse Commuter Grant Deerfield was awarded a two year $1.7 million CMAQ grant to provide shuttle bus service for reverse commuters utilizing the new Lake Cook train station as well as for the installation of sidewalks leading to the station. After six months of operation, the service is providing average daily ridership of 275. The original projection was 200. Special Census In the spring of 1997, a special census was performed. The Village will gained 676 residents. This will increase Village revenue by approximately $90 per capita, or a minimum of $61,000 per year. FINANCIAL INFORMATION Management of the Village is responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the Village are protected from loss, theft or misuse and to ensure that adequate accounting data are compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that: (1) cost of a control should not exceed the benefits likely to be derived; and (2) the valuation of costs and benefits requires estimates and judgments by management. Budgeting Controls. In addition, the Village maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the Village's governing body. Activities of the general fund, special revenue funds, debt service fund, enterprise funds, internal service fund (garage fund) , and pension trust funds are included in the annual appropriated budget. Project - length financial plans are adopted for the capital projects funds. The level of budgetary control (that is, the level at which expenditures cannot legally exceed the appropriated amount) is established at the fund level. The Village also maintains an encumbrance accounting system as one technique of accomplishing budgetary control. Encumbered amounts lapse at year end. However, encumbrances generally are reappropriated as part of the following year's budget. As demonstrated by the statements and schedules included in the financial section of this report, the Village continues to meet its responsibility for sound financial management. 1 General Government Functions. The following schedule presents a summary of general fund, special revenue funds, and debt service funds revenues for the fiscal year ended April 30, 1997, and the amount and percentage of increases and decreases in relation to prior year revenues. viii Revenues* Taxes Licenses & Permits Intergovernmental Charges for Services Fines Interest Miscellaneous Total 10,659,963 10,715,105 100.00 551142 .52 *Amounts above exclude discretely presented Component Unit - Public Library Taxes. The general heading of taxes encompasses several different types of taxes. Property tax makes up 29% of taxes or $2,164,999. This is a decrease of $3,776 from the prior year, or a .2% decrease. This is the fifth consecutive year of decrease in property tax. Sales tax is another major category of revenue. The Village receives a 1% tax on the exchange of tangible personal property. This tax is collected by the State of Illinois and remitted to the Village. For the year ended April 30, 1997, sales tax receipts totalled $2,484,458 or 33% of the total taxes received. This is a decrease over the previous year of approximately 7.5 %. The Village believes that the decrease is due to temporary factors including the closing of two significant retailers and significant traffic congestion due to the construction of an underpass. The underpass will be complete by 11/97 and the retail stores have been replaced. Another significant revenue source is the hotel tax, a 5% tax computed on gross room sales. This is a relatively new tax for the Village. The Village had no hotel rooms or hotel tax revenue in 1985, but now has approximately 1,050 rooms and 1996 -97 tax receipts of $1,464,815 which is 19.88 of total taxes received in 1996 -97, and an increase of 16.3% over 1995 -96. It is the Village's belief that this tax will continue to increase at a rate exceeding the cost of living. Licenses and Permits. License and permit revenue has fallen. There was a decrease of $91,637 or an 11% decrease. The previous year there was in increase of 20 %. The major area of decling was in building permits which decreased to $270,443, a 23% decrease. The level of permit revenue is likely to be maintained for the next two fiscal years. Interest. Interest earnings increased approximately 7°s due largely to interest rates which were somewhat higher than in previous years. Chartres for Services. These revenues have increased by $48,831 due primarily to charges to, developers for engineering fees. These fees are charged at the beginning of a project. Fines. Fines decreased by 8.23 %. Miscellaneous. The current decrease in miscellaneous revenue in the General Fund was because of non - recurring items in prior years. The following schedule presents a summary of general fund, special revenue funds, and debt service funds expenditures for the fiscal year ended April 30, 1997, and the percentage of increases and decreases in relation to prior year amounts. ix Increase Percent 1996 1997 Percent (Decrease) of Increase Amount Amount of Total from 1996 (Decrease) 7,326,096 7,428,344 69.33 1021248 1.40 849,506 757,869 7.07 (91,637) (10.79) 409,926 407,040 3.80 (2,886) (0.70) 345,224 3941055 3.68 48,831 14.14 350,768 321,884 2.00 (28,884) (8.23) 792,817 847,983 7.91 55,166 6.96 585,599 557,930 5.21 (27,669) (4.72) Total 10,659,963 10,715,105 100.00 551142 .52 *Amounts above exclude discretely presented Component Unit - Public Library Taxes. The general heading of taxes encompasses several different types of taxes. Property tax makes up 29% of taxes or $2,164,999. This is a decrease of $3,776 from the prior year, or a .2% decrease. This is the fifth consecutive year of decrease in property tax. Sales tax is another major category of revenue. The Village receives a 1% tax on the exchange of tangible personal property. This tax is collected by the State of Illinois and remitted to the Village. For the year ended April 30, 1997, sales tax receipts totalled $2,484,458 or 33% of the total taxes received. This is a decrease over the previous year of approximately 7.5 %. The Village believes that the decrease is due to temporary factors including the closing of two significant retailers and significant traffic congestion due to the construction of an underpass. The underpass will be complete by 11/97 and the retail stores have been replaced. Another significant revenue source is the hotel tax, a 5% tax computed on gross room sales. This is a relatively new tax for the Village. The Village had no hotel rooms or hotel tax revenue in 1985, but now has approximately 1,050 rooms and 1996 -97 tax receipts of $1,464,815 which is 19.88 of total taxes received in 1996 -97, and an increase of 16.3% over 1995 -96. It is the Village's belief that this tax will continue to increase at a rate exceeding the cost of living. Licenses and Permits. License and permit revenue has fallen. There was a decrease of $91,637 or an 11% decrease. The previous year there was in increase of 20 %. The major area of decling was in building permits which decreased to $270,443, a 23% decrease. The level of permit revenue is likely to be maintained for the next two fiscal years. Interest. Interest earnings increased approximately 7°s due largely to interest rates which were somewhat higher than in previous years. Chartres for Services. These revenues have increased by $48,831 due primarily to charges to, developers for engineering fees. These fees are charged at the beginning of a project. Fines. Fines decreased by 8.23 %. Miscellaneous. The current decrease in miscellaneous revenue in the General Fund was because of non - recurring items in prior years. The following schedule presents a summary of general fund, special revenue funds, and debt service funds expenditures for the fiscal year ended April 30, 1997, and the percentage of increases and decreases in relation to prior year amounts. ix 1 1 General Fund Balance. The undesignated fund balance has increased to $4,000,000 from $3,848,753 and the Village's designated fund balance has decreased to $3,664,842. This decrease results from the transfer of $1,500,000 to the Village's Infrastructure Replacement Fund. The designated fund balance represents the Village's continuing intent to fund a large portion of the downtown TIF by advances from the General Fund. At this point, the Village has advanced $2,320,000 and has an additional $2,000,000 designated for this project. In addition, the Village has designated $1,664,842 for future capital expenditures for repairs and maintenance of infrastructures. The Village's undesignated fund balance of $4,000,000 is the equivalent of 270 working days of expenditures. ' Enterprise Operations. The Village's enterprise operations are comprised of four separate and distinct activities: the Water Fund, the Sewerage Fund, the Refuse Fund, and the Commuter Parking Lot Fund. The Water Fund operating expenses (before depreciation) decreased by approximately $48,000 due primarily to a decrease in water main maintenance. The Water Fund had an operating income, before depreciation, of $155,796. In the Sewerage Fund, the total operating expenses increased by $69,000. The fund had a net loss of $199,991; however, operating income before depreciation was $12,247. Cash increased by $168,000. ' The Refuse Fund had a net income of $44,317. Expenses (excluding depreciation) decreased from $1,247,716 to $1,040,663, a 16.4% decrease. Pension Trust Fund Operations. The operations of the Village of Deerfield Police Pension Fund (PERS) remained relatively stable in 1997. For the year ended April 30, 1997, the pension benefit obligation funding level remained at 1141. The actuarial assumption for investments was 8.5% and for projected salaries was 6%. 1 Increase Percent 1996 1997 Percent (Decrease) of Increase Expenditures* Amount Amount of Total from 1996 (Decrease) Current General Govt. 1,783,331 1,753,993 19.34 (29,338) (1.65) Public Safety 3,713,793 3,749,106 41.35 35,313 .95 Highways /Streets 1,509,772 1,139,403 12.57 (370,369) (24.53) Misc. 691,259 719,943 7.94 28,684 4.15 Debt Service Principal 1,195,000 1,265,000 13.95 70,000 5.86 Interest 511,630 439,880 4.85 (71,750) (14.02) Total 9,404,785 9,067,325 100.00 (337,460) (3.59) *Amounts above exclude discretely presented Component Unit - Public Library The decrease in General Government was $29,338. This represents a decrease in personnel and attendant costs and a reduction in cable television costs. The $35,813 increase (it) in expenses in the Police Department is the result of temporary vacancies resulting from retirement and resignations. The decrease of $370,369 or 25% in Highways and Streets is the due to the previous year's major efforts in resurfacing Deerfield Road. After ' completion of the the project, the annual cost will drop to more normal levels. General Fund Balance. The undesignated fund balance has increased to $4,000,000 from $3,848,753 and the Village's designated fund balance has decreased to $3,664,842. This decrease results from the transfer of $1,500,000 to the Village's Infrastructure Replacement Fund. The designated fund balance represents the Village's continuing intent to fund a large portion of the downtown TIF by advances from the General Fund. At this point, the Village has advanced $2,320,000 and has an additional $2,000,000 designated for this project. In addition, the Village has designated $1,664,842 for future capital expenditures for repairs and maintenance of infrastructures. The Village's undesignated fund balance of $4,000,000 is the equivalent of 270 working days of expenditures. ' Enterprise Operations. The Village's enterprise operations are comprised of four separate and distinct activities: the Water Fund, the Sewerage Fund, the Refuse Fund, and the Commuter Parking Lot Fund. The Water Fund operating expenses (before depreciation) decreased by approximately $48,000 due primarily to a decrease in water main maintenance. The Water Fund had an operating income, before depreciation, of $155,796. In the Sewerage Fund, the total operating expenses increased by $69,000. The fund had a net loss of $199,991; however, operating income before depreciation was $12,247. Cash increased by $168,000. ' The Refuse Fund had a net income of $44,317. Expenses (excluding depreciation) decreased from $1,247,716 to $1,040,663, a 16.4% decrease. Pension Trust Fund Operations. The operations of the Village of Deerfield Police Pension Fund (PERS) remained relatively stable in 1997. For the year ended April 30, 1997, the pension benefit obligation funding level remained at 1141. The actuarial assumption for investments was 8.5% and for projected salaries was 6%. 1 Debt Administration. At April 30, 1997, the Village had a number of debt issues outstanding. These issues included $6,719,337 of net general obligation bonded debt and no revenue bonds. The Village continues to be rated AA+ by Moody's Investor's Service. The Village of Deerfield is a home rule municipality and as such has no debt limitations. If, however, the Village were a non -home rule village its available debt limit would be as follows: Assessed Valuation - 1996 624,187,752 Legal Debt Limit - 8.625% 53,836,194 Amount of Debt applied to fund 8,955,000 Legal Debt Margin 44,881,194 Cash Management. Cash temporarily idle during the year was invested in demand deposits, certificates of deposit, obligations of the U.S. Treasury, and commercial paper. The pension's trust funds investment portfolio also includes insurance company separate accounts and a guaranteed investment contract. The average yield on investments, except for the Trust and Agency fund group, was 5.65 %. The pension trust fund achieved a yield rate of 9.02% on cash and investments. The higher rate of return on pension fund investments is attributable to the long -term nature of most holdings in its portfolio. The Village's investment performance ranks favorably when compared to average yield rates of 5.14% for 90 day U.S. Treasury bills and 6.57% for 10 year U.S. Treasury notes. The Village earned interest revenue of $1,609,805 on all investments except the Trust and Agency fund group and $1,089,631 in the Police Pension Fund. The Village's investment policy is to minimize credit and market risks while maintaining a competitive yield on its portfolio. The Village only utilizes banks and savings institutions which have a Sheshunoff rating of "B" or better. The Village's investments total $42,865,427. Of these, $34,671,073 are in Category 1. Category 1 includes investments that are insured or registered or for which the securities are held by the government or its agent in the government's name. The remaining $8,004,995, as detailed below, is held in accounts not subject to risk categorization. $3,745,440 is invested in the Illinois Public Treasury Pool, $3,655,008 is in a deferred compensation plan asset account, and the remaining $604,547 is in life insurance company contracts. Risk Management. The Village participates in the Municipal Insurance Cooperative Agency, MICA. MICA is a public entity risk pool whose members are Illinois municipalities. MICA manages and funds first party property losses, third party liability claims, Workers' Compensation claims, and Public Officials Liability claims of its member municipalities. The Village's payments to MICA are displayed on the financial statements as expenditures /expenses in the appropriate funds. The Village also participates in the High -Level Excess Liability Pool, a public entity risk pool, to provide excess liability coverage ($5,000,000 of coverage after a $1,000,000 self- insurance retention). The Village's payments to HELP are displayed on the financial statements as expenditures /expenses in appropriate funds. OTHER INFORMATION Independent Audit. State statutes require an annual audit by independent certified public accountants. The accounting firm of Crowe Chizek and Company LLP was selected by the Village's audit committee. The auditor's report on the general purpose financial statements and combining and individual fund statements and schedules is included in the financial section of this report. xi 1 Awards. The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the Village of Deerfield for its comprehensive annual financial report for the fiscal year ended April 30, 1996. The Certificate of Achievement is a prestigious national award recognizing conformance with the highest standards for preparation of state and local government financial reports. In order to be awarded a Certificate of Achievement, a governmental unit must publish an easily readable and efficiently organized comprehensive annual financial report (CAFR) whose contents conform to program standards. Such CAFR must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The Village of Deerfield has received a Certificate of Achievement for the last ten consecutive years. We believe our current report continues to conform to the Certificate of Achievement program requirements, and we are submitting it to the GFOA. �. Acknowledc{ments. The preparation of the comprehensive annual financial report on a timely basis was made possible by the dedicated service of the entire staff of the finance department. Each member of the department has our sincere appreciation for the contributions made in the preparation of this report. 1 1 I 1 1 1 1 In closing, without the leadership and support of the. Village Board, preparation of this report would not have been possible. R s ectfu1 submitted George Valentine Finance Director xii 1 1 1 1 1 1 1 1 1 1 i r 1 1 1 1 II ,I CROWE CHIZEK REPORT OF INDEPENDENT AUDITORS The Honorable Mayor Members of the Board of Trustees Village of Deerfield, Illinois We have audited the accompanying general purpose financial statements and the combining, individual fund, and account group financial statements of the Village of Deerfield, Illinois, as of and for the year ended April 30, 1997, as listed in the accompanying table of contents, and the balance sheets for the general, debt service, and individual enterprise funds as of April 30, 1996 and the individual fund statements of revenues, expenditures/ expenses, and changes in fund balances /retained earnings for the general, special revenue, debt service, enterprise, internal service, police pension, and component unit - public library general funds for the year then ended. These financial statements are the responsibility of the Village of Deerfield, Illinois' management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audits in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion. In our opinion, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the Village of Deerfield, Illinois, as of April 30, 1997, and the results of its operations and cash flows of its proprietary fund types for the year then ended in conformity with generally accepted accounting principles. Also, in our opinion, the combining, individual fund, and account group financial statements referred to above present fairly, in all material respects, the financial position of each of the individual funds and account groups of the Village of Deerfield, Illinois, as of April 30, 1997, and the results of operations of such funds and cash flows of individual proprietary funds for the year then ended, and the financial position of the general, debt service, and individual enterprise funds as of April 30, 1996 and the results of operations of the individual general, special revenue, debt service, 1 enterprise, internal service, police pension, and component unit - public library general funds for the year then ended in conformity with generally accepted accounting principles. Our audit was made for the purpose of forming an opinion on the general purpose financial statements taken as a whole and on the combining, individual fund, and account group financial statements. The accompanying financial information listed as supplemental and schedules in the accompanying table of contents is presented for purposes of additional analysis and is not a required part of the general purpose financial statements of the Village of Deerfield, Illinois. Such information has been subjected to the auditing procedures applied in the audit of the general purpose, combining, individual fund, and account group financial statements and, in our opinion, is fairly presented in all material respects in relation to the general purpose financial statements and each of the combining, individual fund, and account group financial statements taken as a whole. The introductory and statistical information listed in the table of contents was not audited by us and, accordingly, we do not express an opinion thereon. Oak Brook, Illinois July 18, 1997 2 Crowe, Chizek and Company LLP ' VILLAGE OF DEERFIELD, ILLINOIS All Fund Types and Account Groups ' and Discretely Presented Component Unit Combined Balance Sheet April 30,1997 (with comparative totals for 1996) (See Following Page) 4 0 z_ m a Q Lid W W Q W W a a J �O C\ c Q) o V y G1 °m >^ G Q � E O U m v •+ ° � G G N 0: v C � -0 �. ^ 9 b � � 7 O i0 OJ i0 C1 o C �va�a v vvE G o�E >S-s R v A o C o o °u ca v v °� ° Y� �> o c v y M C R Q C G v O O O O E O u L v m G Ei o u s >> 0 > w y m E y E w E°- -o N lf; n O C C N O rN C, S CC, C\ r, cr .• O O n �. cl �D c 00 M C-4 to 00 C\ O o0 V m 7 ^ N M to O G2 O N O 06 C .+ Cl) O N 06 O Cl) N 00 7 y> cfl b ° C" l� 00 00 m\Z O d W N Cl) N N D\ co 00 10 ' N O 10 O ^ n ^ m 10 [� m lc N n Nt.i to tO�O a v' c) O O �O OD ^_ to V N M O` a' N N pN N 'C N � C`1 t0 ^ Cl) (� L p� N M �' N v M N (fl V! 61 In N 0 0 O U V� va E N \0 IDN ' NO 00 Cl) N . 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Cf) il., 4.1 O � n .", w w O 7 O m co O GO R R y C R N kA O C 0 R M r- m L V V 0 0 w O a) : w a� 0 o ui vi 00 CIO 00 Lr) LN EA CD m o CO 00 R 0 yl 4l u Q N N N � O v 000 0\ 0 o6 o 0 �. o Qm m m - 00 >y f En x g o 0 0 0 0 0 o m 0 Q 00 0 0cn Cl) a c°Yi o M m m �- m n n n ON n I rn m N u IV � LO y 6q ffl d U CD O °o mm 0000 0`00 n m cz N cc �v C c� O v � O c DO fC O U u c� v v 'n. il., 4.1 .", w w O 7 O m co O GO R R y C R N 0 R M r- m L V V O w O a) : w cz N cc �v C c� O v � O c DO fC O U u c� v v VILLAGE OF DEERFIELD, ILLINOIS All Proprietary and Fiduciary (Pension Trust) Fund Types Combined Statement of Revenues, Expenses, and Changes in Retained Earnings - Unreserved /Fund Balances Year Ended April 30,1997 (with comparative totals for 1996) Fiduciary Proprietary Fund Types Fund Type Totals Internal Pension (Memorandum Only) Enterprise Service Trust 1997 1996 Operating revenues Taxes $ - $ - $ 245,757 $ 245,757 $ 232,578 ■ Charges for services 4,406,692 1,134,620 - 5,541,312 5,654,415 Contributions - - 186,027 186,027 182,731 Interest - - 1,089,631 1,089,631 1,185,565 Miscellaneous 160,587 - - 160,587 196,268 Total operating revenues 4,567,279 1,134,620 1,521,415 7,223,314 7,451,557 Operating expenses , Administration 504,133 906,071 - 1,410,204 1,305,697 Operations 4,456,196 212,182 - 4,668,378 4,860,473 Depreciation 377,407 - - 377,407 361,297 , Benefits and refunds - - 371,015 371,015 318,461 Miscellaneous - - 1,893 1,893 1,444 Total operating expenses 5,337,736 1,118,253 372,908 6,828,897 6,847,372 ' Operating income (loss) (770,457) 16,367 1,148,507 394,417 604,185 Nonoperating revenues Interest income 289,556 27,066 - 316,622 282,918 Property taxes 718,942 - - 718,942 724,021 1,008,498 27,066 - 1,035,564 1,006,939 Income (loss) before operating transfers 238,041 43,433 1,148,507 1,429,981 1,611,124 Operating transfers (out) (168,650) (2,000) - (170,650) (492,000) ' Net income 69,391 41,433 1,148,507 1,259,331 1,119,124 Other changes in retained earnings - unreserved /fund balances Depreciation that reduces capital 224,804 - - 224,804 184,847 Net increase in retained earnings - , unreserved /fundbalances 294,195 41,433 1,148,507 1,484,135 1,303,971 Retained earnings - unreserved/ fund balances May 1- as restated 5,966,383 247,336 12,686,498 18,900,217 17,596,246 April 30 $ 6,260,578 $ 288,769 $ 13,835,005 $ 20,384,352 $ 18,900,217 ' See accompanying notes to financial statements. 6 1 1 1 t 1 1 t 1 1 1 1 1 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS All Proprietary Fund Types Combined Statement of Cash Flows Year Ended April 30,1997 (with comparative totals for 1996) Cash flows from operating activities Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided by operating activities Depreciation Other nonoperating revenues Changes in assets and liabilities Receivables Due from other funds Due from component unit Inventories Accounts payable Accrued payroll Compensated absences payable Due to other funds Cash flows from noncapital financing activities Operating transfers (out) Cash flows from capital and related financing activities Fixed assets purchased Cash flows from investing activities Purchase of investment securities Proceeds from sale and maturities of investment securities Interest on investments Net increase (decrease) in cash and cash equivalents Cash and cash equivalents May 1 April 30 Cash and investments Cash and cash equivalents Investments Proprietary Fund Types Internal Enterprise Service Totals (Memorandum Only) 1997 1996 $ (770,457) $ 16,367 $ (754,090) $ (676,784) 37407 - 377,407 361,297 718,942 - 718,942 724,021 127,410 110 127,520 118,883 - - - 2,137 (6,306) - (6,306) (177) (1,320) - (1,320) 12,749 68,982 (4,236) 64,746 (44,586) 6,055 1,428 7,483 3,985 18,712 2,773 21,485 12,833 - - - (13,692) 539,425 16,442 555,867 500,666 (168,650) (2,000) (170,650) (492,000) (33,633) - (33,633) - (5,582,633) (625,000) (6,207,633) (1,882,841) 4,775,526 550,000 5,325,526 2,117,927 265,987 23,799 289,786 348,343 (541,120) (51,201) (592,321) 583,429 (203,978) (36,759) (240,737) 592,095 1,173,952 105,438 1,279,390 687,295 $ 969,974 $ 68,679 $ 1,038,653 $ 1,279,390 $ 969,974 $ 68,679 $ 1,038,653 $ 1,279,390 4,592,811 425,000 5,017,811 4,136,341 $ 5,562,785 $ 493,679 $ 6,056,464 $ 5,415,731 Noncash investing, capital and financing activities: The Enterprise Funds received $33,633 in contributed fixed assets during the year. See accompanying notes to financial statements. 7 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The financial statements of the Village of Deerfield, Illinois (Government) have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard - setting body for establishing governmental accounting and financial reporting principles. The more significant of the Government's accounting policies are described below. Reporting Entity: The Government was incorporated in 1903. The Government is a municipal corporation governed by an elected seven - member board. As required by generally accepted accounting principles, these financial statements present the Government (the primary government) and its component units. The Government's financial statements include: Pension Trust Fund: Police Pension Employees Retirement System The Government's police employees participate in the Police Pension Employees Retirement System ( PPERS). PPERS functions for the benefit of these employees and is governed by a five - member pension board. Two members appointed by the Government's Mayor, one elected pension beneficiary, and two elected police employees constitute the pension board. The Government and PPERS participants are obligated to fund all PPERS costs based upon actuarial valuations. The State of Illinois is authorized to establish benefit levels and the Government is authorized to approve the actuarial assumptions used in the determination of contribution levels. Although it possesses many of the characteristics of a legally separate government, the PPERS is reported as if it were part of the primary government because its sole purpose is to finance and administer the pensions of the Government's police employees and because of the fiduciary nature of such activities. The PPERS is reported as a pension trust fund. Discretely Presented Component Unit: Village of Deerfield Public Library The Deerfield Public Library has a separately elected seven - member board which annually determines its budget and resulting tax levy. Upon approval of the Government, the levy is submitted to the County. All debt of the Library is secured by the full faith and credit of the Government which is wholly liable for the debt. The Library, while servicing the general population of the Government, does not provide services entirely to the Government. Because the Library possesses the characteristics of a legally separate government and does not service the primary government, the Library is being reported as a discrete presentation. Separate financial statements are disclosed in the component unit portion of this report. (Continued) 1 1 1 1 1 1 1 1 1 1 C 1 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30, 1997 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Joint Ventures: Solid Waste Agency of Lake County ( SWALCO) SWALCO is a municipal corporation empowered to plan, finance, construct, and operate a solid waste disposal system to serve its member municipalities. Management consists of a Board of Directors comprised of one appointed representative from each member. The Government does not exercise any control over the activities of the Agency beyond its representation on the Board of Directors. SWALCO is reported as a proprietary joint venture. Fund Accounting: The Government uses funds and account groups to report on its financial position, results of its operations, and cash flows. Fund accounting is designed to demonstrate legal compliance and to aid financial management by segregating transactions related to certain government functions or activities. A fund is a separate accounting entity with a self - balancing set of accounts. An account group, on the other hand, is a financial reporting device designed to provide accountability for certain assets and liabilities that are not recorded in the funds because they do not directly affect net expendable available financial resources. Funds are classified into the following categories: governmental, proprietary, and fiduciary. Each category, in turn, is divided into separate "fund types ". Governmental funds are used to account for all or most of the Government's general activities, including the collection and disbursement of earmarked monies (special revenue funds), the acquisition or construction of general fixed assets (capital projects funds), and the servicing of general long -term debt (debt service funds). The general fund is used to account for all activities of the general government not accounted for in some other fund. Proprietary funds are used to account for activities similar to those found in the private sector, where the determination of net income is necessary or useful to sound financial administration. Goods or services from such activities can be provided either to outside parties (enterprise funds) or to other departments or agencies primarily within the Government (internal service funds). (Continued) E VILLAGE OF DEERFIELD, ILLINOIS I Notes to Financial Statements April 30,1997 t NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Fund Accounting (Continued) Fiduciary funds are used to account for assets held on behalf of outside parties, including other governments, or on behalf of other funds within the Government. When these assets are held under the terms of a formal trust agreement, a pension trust fund may be used. Agency funds generally are used to account for assets that the Government holds on behalf of others as their agent. The general fixed assets account group is used to account for fixed assets not accounted for in proprietary or trust funds. The general long -term debt account group is used to account for general long -term debt and certain other liabilities that are not specific liabilities of proprietary or trust funds. Basis of Accounting: The accounting and financial reporting treatment applied to a fund is determined by its measurement focus. All governmental funds are accounted for using a current financial resources measurement focus. With this measurement focus, only current assets and current liabilities generally are included on the balance sheet. Operating statements of these funds present increases (i.e., revenues and other financing sources) and decreases (i.e., expenditures and other financing uses) in net current assets. All proprietary funds and pension trust funds are accounted for on a flow of economic resources measurement focus. With this measurement focus, all assets and all liabilities associated with the operation of these funds are included on the balance sheet. Proprietary fund -type fund equity (i.e., net total assets) is segregated into contributed capital and retained earnings components. Proprietary fund -type operating statements present increases (i.e., revenues) and decreases (i.e., expenses) in net total assets. The modified accrual basis of accounting is used by all governmental fund types and agency funds. Under the modified accrual basis of accounting, revenues are recognized when susceptible to accrual (i.e., when they become both measurable and available). "Measurable" means the amount of the transaction can be determined, and "available" means collectible within the current period. The Government recognizes property taxes when they become both measurable and available in accordance with GASB Codification Section P70. A one -year availability period is used for revenue recognition for all other governmental fund revenues. Expenditures are recorded when the related fund liability is incurred. Principal and interest on general long -term debt are recorded as fund liabilities when due or when amounts have been accumulated in the debt service fund for payments to be made early in the following year. (Continued) , 10 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Basis of Accounting (Continued) Those revenues susceptible to accrual are property taxes, franchise taxes, licenses, interest revenue, and charges for services. Sales, income, and motor fuel taxes, and fines collected and held by the state at year end on behalf of the Government also are recognized as revenue. Permit revenues are not susceptible to accrual because generally they are not measurable until received in cash. The accrual basis of accounting is utilized by proprietary and pension trust funds. Under this method, revenues are recorded when earned, and expenses are recorded at the time liabilities are incurred. The Government reports deferred revenue on its combined balance sheet. Deferred revenues arise when a potential revenue does not meet both the "measurable" and "available" criteria for recognition in the current period. Deferred revenues also arise when resources are received by the Government before it has a legal claim to them, as when grant monies are received prior to the incurrence of qualifying expenditures. In subsequent periods, when both revenue recognition criteria are met, or when the Government has a legal claim to the resources, the liability for deferred revenue is removed from the combined balance sheet and revenue is recognized. Budgets: Budgets are adopted on a basis consistent with generally accepted accounting principles. Annual appropriated budgets are adopted (at the fund level) for the General, Special Revenue, Debt Service, Enterprise, Garage (Internal Service), and Pension Trust funds. The annual appropriated budget is legally enacted and provides for a legal level of control at the fund level. All annual appropriations lapse at fiscal year end. Encumbrances represent commitments related to unperformed contracts for goods or services. Encumbrance accounting - -under which purchase orders, contracts and other commitments for the expenditure of resources are recorded to reserve that portion of the applicable appropriation - -is utilized in the governmental funds. Material encumbrances outstanding at year end, if any, are reported as reservations of fund balances and do not constitute expenditures or liabilities because the commitments will be honored during the subsequent year. (Continued) 11 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Cash and Investments: Cash and Cash Equivalents For purposes of the statement of cash flows, the Government's proprietary fund types consider all highly liquid investments with an original maturity of three months or less when purchased to be cash equivalents. Investments Investments are stated at cost or amortized cost, subject to adjustment for market declines judged to be other than temporary (lower of cost or market), except for investments in the deferred compensation agency fund and insurance company separate accounts in the pension trust fund which are reported at market value. Short -term Interfund Receivables/Payables: During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. These receivables and payables are classified as "due from other funds" or "due to other funds" on the balance sheet. Short -term interfund loans, if any, are classified as "interfund receivables / payables ". Advances to Other Funds: Noncurrent portions of long -term interfund loan receivables are reported as advances and are offset equally by a fund balance reserve account which indicates that they do not constitute expendable available financial resources and, therefore, are not available for appropriation. Inventories: Inventories are valued at cost, which approximates market, using the first - in /first -out (FIFO) method. The costs of governmental fund -type inventories are recorded as expenditures when consumed rather than when purchased. Prepaid Items: Payments made to vendors for services that will benefit periods beyond the date of this report are recorded as prepaid items. Fixed Assets: General fixed assets are not capitalized in the funds used to acquire or construct them. Instead, capital acquisition and construction are reflected as expenditures in governmental funds, and the related assets are reported in the general fixed assets account group. All purchased fixed assets are valued at cost where historical records are available and at an estimated historical cost where no historical records exist. Donated fixed assets are valued at their estimated fair market value on the date received. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Improvements are capitalized and depreciated over the remaining useful lives of the related fixed assets, as applicable. (Continued) , 12 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) rFixed Assets: (Continued) Public domain ( "infrastructure ") general fixed assets consisting of roads, bridges, curbs and gutters, streets and sidewalks, drainage systems, and lighting systems are not capitalized, as these assets are immovable and of value only to the Government.. Assets in the general fixed assets account group are not depreciated. Depreciation of buildings, equipment, water /sewer systems, and vehicles in the proprietary fund types is computed using the straight -line method. Interest is capitalized on proprietary fund assets acquired with tax - exempt debt. The amount of interest to be capitalized is calculated by offsetting interest expense incurred from the date of the borrowing until completion of the project with interest earned on invested proceeds over the same period. Compensated Absences: Vested or accumulated vacation leave, including related social security, Medicare, and the Government's share of pension costs for IMRF, that is expected to be liquidated with expendable available financial resources is reported as an expenditure and a fund liability of the governmental fund that will pay it. Vested or accumulated vacation leave of proprietary funds is recorded as an expense and liability of those funds as the benefits accrue to employees. r Long -Term Obligations: Long -term debt is recognized as a liability of a governmental fund when due, or when resources have been accumulated in the debt service fund for payment early in the following year. For other long -term obligations, only that portion expected to be financed from expendable available financial resources is reported as a fund liability of a governmental fund. The remaining portion of such obligations is reported in the general long- ] term debt account group. Long -term liabilities expected to be financed from proprietary fund operations are accounted for in those funds. Fund Equity: Contributed capital is recorded in proprietary funds that have received capital grants or contributions from developers, customers, or other funds. Reserves represent those portions of fund equity not appropriable for expenditure or legally segregated for a specific future use. Designated fund balances represent tentative plans for future use of financial resources. Bond Discounts/Issuance Costs: In governmental fund types, bond discounts and issuance costs are recognized in the current period. (Continued) 13 VILLAGE OF DEERFIELD, ILLINOIS I Notes to Financial Statements April 30,1997 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Interfund Transactions: Quasi - external transactions are accounted for as revenues, expenditures, or expenses. Transactions that constitute reimbursements to a fund for expenditures/ expenses initially made from it that are properly applicable to another fund are recorded as expenditures/ expenses in the reimbursing fund and as reductions of expenditures/ expenses in the fund that is reimbursed. All other interfund transactions, except quasi - external transactions and reimbursements, are reported as transfers. Nonrecurring or nonroutine permanent transfers of equity are reported as residual equity transfers. All other interfund transfers are reported as operating transfers. Memorandum Only - Total Columns: Total columns on the general purpose financial statements are captioned "memorandum only" to indicate that they are presented only to facilitate financial analysis. Data in these columns do not present financial position or results of operations in conformity with generally accepted accounting principles. Neither are such data comparable to a consolidation. Interfund eliminations have not been made in the aggregation of this data. Comparative Data: Comparative total data for the prior year have been presented in selected sections of the accompanying financial statements in order to provide an understanding of changes in the Government's financial position, operations, and cash flows. GASB Pronouncements The Government has elected, under the provisions of GASB Statement 20, entitled "Accounting and Financial Reporting for Proprietary Funds and Other Governmental Entities That Use Proprietary Fund Accounting ", to apply all applicable GASB pronouncements and all FASB Statements and Interpretations, Accounting Principles Board (APB) Opinions, and Accounting Research Bulletins (ARB) issued on or before November 30, 1989, unless they conflict with or contradict GASB pronouncements. NOTE 2 - LEGAL COMPLIANCE AND ACCOUNTABILITY Budgets: All departments of the Government submit requests for appropriation to the Government's manager so that a budget may be prepared. The budget is prepared by fund and includes information on the past year, current year estimates, and requested appropriations for the next fiscal year. The proposed budget is presented to the governing body for review. The governing body holds public hearings and may add to, subtract from, or change appropriations, but may not change the form of the budget. The budget may only be amended by the governing body. Expenditures may not legally exceed budgeted appropriations at the fund level. During the year, no supplementary appropriations were necessary. (Continued) 14 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 2 - LEGAL COMPLIANCE AND ACCOUNTABILITY (Continued) Deficit Fund Balances/Retained Earnings of Individual Funds: The following funds had a deficit in fund balance /retained earnings as of the date of this report: Deficit Fund Balance Emergency Services/ Disaster $ 13,043 Tax Incremental Finance District 2 1,911,857 Excess of Actual Expenditures/Expenses Over Budget in Individual Funds: The following funds had an excess of actual expenditures/ expenses (exclusive of depreciation and amortization) over budget for the fiscal year: Fund Excess Street and Bridge Fund $ 9,488 Debt Service 335,225 Sewerage Fund 61,881 NOTE 3 - DEPOSITS AND INVESTMENTS rThe Government maintains a cash and investment pool that is available for use by all funds, except the pension trust funds. Each fund type's portion of this pool is displayed on the combined balance sheet as "cash and investments ". In addition, investments are separately held by several of the Government's funds. The deposits and investments of the pension trust funds are held separately from those of other funds. The Primary Government and Discretely Presented Component Unit have cash on hand of $2,680 and $600, respectively, which has been excluded from the amounts shown below. Permitted Deposits and Investments: Statutes authorize the Government to make deposits /invest in insured commercial banks, savings and loan institutions, obligations of the U.S. Treasury and U.S. Agencies, insured credit union shares, money market mutual funds with portfolios of securities issued or guaranteed by the United States or agreements to repurchase these same obligations, repurchase agreements, short -term commercial paper rated within the three highest classifications by at least two standard rating services, and the Illinois Public Treasurer's Investment Pool. Pension funds may also invest in certain non -U.S. obligations, Illinois municipal corporations tax anticipation warrants, veteran's loans, obligations of the State of Illinois and its political subdivisions, and Illinois insurance company general and separate accounts. (Continued) 15 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 3 - DEPOSITS AND INVESTMENTS (Continued) Deposits: At year -end the carrying amount of the Government's deposits totaled $(567,472) and the bank balances totaled $160,207, and the Discretely Presented Component Unit's carrying amount of deposits totaled $43,868 and the bank balances totaled $43,868. Category 1 Deposits covered by federal depository insurance, or by collateral held by the Government, or its agent, in the Government's name. Category 2 Deposits covered by collateral held by the pledging financial institution's trust department, or by its agent, in the Government's name. Category 3 Deposits covered by collateral held by the pledging financial institution, or its trust department, or its agent but not in the Government's name, and deposits which are uninsured and uncollateralized. Total Deposits Bank Balances - - - - -- Discretely Presented Primary Component Government Unit $ 160,207 $ 43,868 16 2 7 43 8 For pension trust funds, the types of deposits authorized and the mix of credit risk categories do not differ significantly from the other funds of the Government. Investments: The Government's investments are categorized to give an indication of the level of risk assumed by the entity at year -end. Category 1 includes investments that are insured or registered or for which the securities are held by the Government or its agent in the Government's name. Category 2 includes uninsured and unregistered investments for which the securities are held by the counterparty's trust department or agent in the Government's name. Category 3 includes uninsured and unregistered investments for which the securities are held by the counterparty, or by its trust department or agent but not in the Government's name, and uninsured, unregistered investments. (Continued) 16 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 3 - DEPOSITS AND INVESTMENTS (Continued) Investments: (Continued) Primary Government • Deferred Compensation Plan Assets • Illinois Public Treasurer's Investment Pool • Life Insurance Contracts and Separate Accounts Total Investments - Primary Government Component Unit • Deferred Compensation Plan Assets • Illinois Public Treasurer's Investment Pool Discretely Presented Component Unit * (Not subject to risk categorization) 3,655,008 3,655,008 3,745,440 3,745,440 604,547 604,547 $ 42,865,427 $ 46,007,882 $ 56,809 $ 56,809 1,096,092 1,096,092 $ 1,152,901 $ 1,152,901 The pension trust fund owns 34.37 percent of the investments in Category 1. NOTE 4 - RECEIVABLES -TAXES Property taxes for 1996 attach as an enforceable lien on January 1, 1996, on property values assessed as of the same date. Taxes are levied by December of the subsequent fiscal year (by passage of a Tax Levy Ordinance). Tax bills are prepared by the County and issued on or about February 1, 1997, and August 1, 1997, and are payable in two installments, on or about March 1, 1997, and September 1, 1997. The County collects such taxes and remits them periodically. (Continued) 17 ----------------- - - - - -- Carrying Amount ---------------------- --------------------- Category--------- - - - - -- Market 1 2 3 Totals Value U.S. Government Securities $ 28,560,970 $ - $ - $ 28,560,970 $ 31,704,565 GNMA 1,792,401 - - 1,792,401 1,812,849 Municipal Bonds 2,144,658 - - 2,144,658 2,148,907 Commercial paper 3,000,000 - - 3,000,000 2,974,163 $ -a5,498,029 $ $ — 35,498,029 38,640,484 • Deferred Compensation Plan Assets • Illinois Public Treasurer's Investment Pool • Life Insurance Contracts and Separate Accounts Total Investments - Primary Government Component Unit • Deferred Compensation Plan Assets • Illinois Public Treasurer's Investment Pool Discretely Presented Component Unit * (Not subject to risk categorization) 3,655,008 3,655,008 3,745,440 3,745,440 604,547 604,547 $ 42,865,427 $ 46,007,882 $ 56,809 $ 56,809 1,096,092 1,096,092 $ 1,152,901 $ 1,152,901 The pension trust fund owns 34.37 percent of the investments in Category 1. NOTE 4 - RECEIVABLES -TAXES Property taxes for 1996 attach as an enforceable lien on January 1, 1996, on property values assessed as of the same date. Taxes are levied by December of the subsequent fiscal year (by passage of a Tax Levy Ordinance). Tax bills are prepared by the County and issued on or about February 1, 1997, and August 1, 1997, and are payable in two installments, on or about March 1, 1997, and September 1, 1997. The County collects such taxes and remits them periodically. (Continued) 17 VILLAGE OF DEERFIELD, ILLINOIS t Notes to Financial Statements April 30,1997 NOTE 5 - FIXED ASSETS General Fixed Assets Account Group: The following is a summary of changes in the general fixed assets account group during the fiscal year: Water /Sewer system 13,670,057 Primary Government 920,439 Parking Lot Improvements 632,608 Balances Accumulated depreciation Balances May 1 Additions Retirements A_12ri130 Land $ 3,771,232 $ 3,825,114 $ - $ 7,596,346 Buildings and improvements 4,915,798 975 - 4,916,773 Vehicles 1,051,944 56,892 207,000 901,836 Equipment 2,357,781 288,160 2,040 2,643,901 12,096,755 $ 4,171,141 209,040 $ 16,058,856 Discretely Presented Component Unit Balances Balances May 1 Additions Retirements April 30 Land $ 145,556 $ - $ - $ 145,556 Building and improvements 848,116 - - 848,116 Equipment 435,022 - - 435,022 $ 1,428,694 $ - $ - $ 1,428,694 Proprietary Fixed Assets: The following is a summary of proprietary fund -type fixed assets as of the date of this report: Enterprise Funds Land $ 77,500 Water /Sewer system 13,670,057 Equipment and Vehicles 920,439 Parking Lot Improvements 632,608 15,300,604 Accumulated depreciation (8,582,977) $ 6,717,627 (Continued) 18 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30, 1997 NOTE 5 - FIXED ASSETS (Continued) Proprietary Fixed Assets (Continued) In proprietary funds, the following estimated useful lives are used to compute depreciation: Water /Sewer system 50 - 60 years Equipment 10 - 20 years Vehicles 4 - 5 years Parking Lot Improvements 20 years Construction Contracts: 'The Government has entered into contracts for the construction or renovation of various facilities as follows: tRequired Project Expended Further Authorization To Date Financing Self Storage Building Addition $ 127,900 $ - None 50/50 Safety Sidewalk and Curb 100,000 - None NOTE 6 - RISK MANAGEMENT The Government is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions' injuries to employees; illnesses of employees; and natural disasters. The Government is self- insured for medical coverage and has established a risk financing fund (Insurance Fund) ( "Fund ") for medical coverage. It is accounted for as an internal service fund where assets are set aside for claim settlements. Under this program, the Fund provides coverage up to a maximum of $60,000 per month for each health claim. The Government purchases commercial insurance for claims in excess of the coverages provided by the Fund. Settled claims have not exceeded this commercial coverage in any of the past three fiscal years. (Continued) 19 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30, 1997 NOTE 6 - RISK MANAGEMENT (Continued) Each participating fund of the Government makes payments to the Fund based upon actuarial estimates of the amounts needed to pay prior and current -year claims. Liabilities of the Fund are reported when it is probable that a loss has occurred and the amount of the loss can be reasonably estimated. Liabilities include an amount for claims that have been incurred but not reported (IBNR). Claim liabilities are calculated considering the effects of inflation, recent claim settlement trends including frequency and amount of payouts, and other economic and societal factors. Changes in the balances of claims liabilities during the past two fiscal years are as follows: Unpaid claims - beginning Incurred claims (including IBNR) Claim payments Unpaid claims - ending Municipal Insurance Cooperative Agency (MICA) Fiscal Year Ending April 30, 1997 1996 $ 177,005 $ 177,005 575,686 614,521 (575,686) (614,521) $ 177,005 177,005 The Government participates in the Municipal Insurance Cooperative Agency (MICA). MICA is a public entity risk pool whose members are Illinois municipalities. MICA manages and funds first party property losses, third party liability claims, workers' compensation claims, and public officials liability claims of its members. The Government's payments to MICA are displayed on the financial statements as expenditures /expenses in appropriate funds. Management consists of a Board of Directors comprised of one appointed representative from each member. In addition, there are three officers, a Risk Manager and a Treasurer. The Government does not exercise any control over activities of MICA beyond its representation on the Board of Directors. MICA functions solely as an administrative agent for each member. High -Level Excess Liability Pool (HELP) The Government participates in the High -Level Excess Liability Pool (HELP). HELP is a public entity risk pool established by certain municipalities (Members) in Illinois to provide excess liability coverage ($5,000,000 of coverage after a $1,000,000 self - insurance retention). The Government's payments to HELP are displayed on the financial statements as expenditures/ expenses in appropriate funds. (Continued) 20 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 6 - RISK MANAGEMENT (Continued) High -Level Excess Liability Pool (HELP) (Continued) The High -Level Excess Liability Pool (the "Agency ") was organized on April 1, 1987. The purpose of the Agency is to act as a joint self- insurance pool for the purpose of seeking the prevention or lessening of liability claims for injuries to persons or property or claims for errors and omissions made against the Members and other parties included within the scope of coverage of the Agency. The Agency is governed by a Board of Directors which consists of one appointed representative from each member municipality. Each Director has an equal vote. The officers of the Agency are appointed by the Board of Directors. The Board of Directors determines the general policy of the Agency; makes all appropriations; approves contracts; adopts resolutions providing for the issuance of debt by the Agency; adopts by laws, rules, and regulations; and exercises such powers and performs such duties as may be prescribed in the Agency Agreement or the by laws. The Government does not exercise an control over the activities f the Agency y o g y beyond its representation on the Board of Directors. The Village of Elk Grove Village, Illinois (the initial Host Member) issued $5,000,000 of general obligation bonds in 1987 to provide initial funding for the Agency. The bond proceeds were put into escrow with LaSalle National Bank as escrow agent. An intergovernmental agreement among the Agency, the Village of Elk Grove Village, and the Members provides that the Agency and its Members are obligated to the Village of Elk Grove Village for payment of principal and interest on the bonds until such bonds have been retired. Additionally, each Member is liable for its proportionate share of any default by other Members. The obligations of the Agency and its Members are unconditional. NOTE 7 - LEASE OBLIGATIONS No material capital or operating leases were in effect as of the date of this report. NOTE 8 -LONG -TERM DEBT General Obligation Bonds: The Government issues general obligation bonds for the acquisition and construction of major capital facilities. (Continued) 21 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30, 1997 NOTE 8 - LONG -TERM DEBT General Obligation Bonds: General obligation bonds are direct obligations and pledge the full faith and credit of the Government. General obligation bonds currently outstanding are as follows: Fund Debt Balances Balances Issue Retired By May -1 Additions Reductions Aril 30 Corporate Purpose Bond Series of 1986; ($11,000,000 dated May 1, 1986; maturing January 1, 2005; payable in annual installments; interest Debt rates from 6.40% to 7.75 %) Service Corporate Purpose Bond Series of 1991; ($1,500,000 dated July 1, 1991; maturing January 1, 1997; payable in annual installments; interest * *Debt rates from 5.2% to 5.8 %) Service General Obligation Refunding Bond Series of 1993; ($9,995,000 dated May 1, 1993; maturing December 15, 2004; payable in annual installments; interest Debt rates from 3.9% to 4.10 %) Service $ 480,000 $ 300,000 $ 480,000 $ 300,000 9,440,000 - 485,000 8,955,000 $ 10.220.000 $ - $ 1.265.000 $ 8.955.000 ** The Government abates the tax levy on this bond issue annually. The debt is being retired by transfers from the Tax Incremental Finance District 2 Fund. (Continued) 22 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 8 - LONG -TERM DEBT (Continued) Debt Service Requirements to Maturity: Annual debt service requirements to maturity are as follows: Fiscal Year General Ending Obligation Al2ri130 Bonds 1998 $ 1,367,155 1999 1,376,155 2000 1,363,105 2001 1,368,825 2002 1,377,495 2003 1,383,910 2004 1,358,070 2005 1,046,205 Total Principal and Interest $ 10,640,920 Interest Portion $ 1,685,920 Changes in Long-Term Liabilities: During the fiscal year, the following changes occurred in liabilities reported in the general long -term debt account group: Balances Balances May Additions Reductions Al2ri130 Corporate Purpose Bond Series of 1986 $ 480,000 $ - $ 480,000 $ - General Obligation Bond Series of 1991 300,000 - 300,000 - General Obligation Refunding Bond Series of 1993 9,440,000 - 485,000 8,955,000 $ 10,220,000 $ - $ 1,265,000 $ 8,955.000 (Continued) 23 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 8 - LONG -TERM DEBT (Continued) Legal Debt Margin: The Government is a home rule municipality. Article VII, Section 6(k) of the 1970 Illinois Constitution governs computation of the legal debt margin. "The General Assembly may limit by law the amount and require referendum approval of debt to be incurred by home rule municipalities, payable from ad valorem property tax receipts, only in excess of the following percentages of the assessed value of its taxable property ...(2) if its population is more than 25,000 and less than 500,000 an aggregate of one percent: ... indebtedness which is outstanding on the effective date (July 1, 1971) of this constitution or which is thereafter approved by referendum... shall not be included in the foregoing percentage amounts." To date the General Assembly has set no limits for home rule municipalities. Advance Refunding - General Long -Term Debt: On May 1, 1993, the Government issued general obligation bonds to defease portions of its Series 1986 and Series 1988 Corporate Purpose Bonds. The net proceeds were used to purchase U.S. government securities. Those securities were deposited in an irrevocable trust with American National Bank and Trust Company, Chicago, to provide for all future debt service payments of the refunded bonds. As a result, the refunded bonds are considered to be defeased and the liability for those bonds have been removed from the general long -term debt account group. Noncommitment Debt - Industrial Development Revenue Bonds: The Government qualifies as a Home Rule Unit under Section 6(a) of Article VII of the 1970 Constitution of Illinois and, under the powers granted by this section, can exercise any power and perform any function pertaining to its government and affairs which is not prohibited by the Illinois Compiled Statutes. The issuance of Industrial Development Revenue Bonds by the Government is to finance in whole or in part the cost of the acquisition, purchase, construction, reconstruction, improvement, equipping, betterment, or extension of any economic development project in order to encourage economic development within or near the Government. (Continued) 24 ' VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements ' April 30, 1997 1 NOTE 8 - LONG -TERM DEBT (Continued) Noncommitment Debt - Industrial Development Revenue Bonds: (Continued) Industrial Development Revenue Bonds are not a debt of the Government. The entity using the ' bond proceeds to finance a construction or improvement project is liable for the bonds. Since the Government does not act as an agent for Industrial Development Revenue Bonds, the transactions relating to the bonds and property do not appear in the Government's financial statements. P The Government has authorized the issuance of the following such bonds: 1 1 1 1 1 1 1 r 1 1 1 1 Date Issued Type of Bond 12/20/82 Industrial Revenue 4/16/84 Industrial Revenue 12/17/84 Industrial Revenue NOTE 9 - INTERFUND ASSETS/LIABILITIES Due From/To Other Funds: Receivable Fund General Emergency Services /Disaster Advances From/To Other Funds: Amount $ 1,615,000 1,000,000 4,500,000 Payable Fund Deposit Street and Bridge Receivable Fund Payable Fund General Tax Incremental Finance District 2 Due From/To Primary Government and Component Unit: Receivable Entity Primary government - Debt Service Fund Refuse Fund IMRF Fund Police Pension Fund Street Fund Payable Entity Component unit - Public Library - General Fund (Continued) 25 Debtor Chi -Chi's Inc. Teradyne, Inc. Industrialplex Limited Partnership Amount $ 11,761 12,825 $ 24,586 Amount ' 1 111 Amount $ 24,048 '6,483 7,975 2,233 3,028 43 7 7 VILLAGE OF DEERFIELD, ILLINOIS I Notes to Financial Statements April 30,1997 ' NOTE 10 - COMMITMENTS High -Level Excess Liability Pool (HELP): The Government has committed to purchase excess liability insurance from the High -Level Excess Liability Pool (Agency), a joint venture of Illinois municipalities. The Government expects to pay the following minimum amounts (these amounts represent the Government's share of the principal and interest - "fixed costs" - of the Agency): 0 Fiscal Year Ending April 30 Amount 1998 $ 26,024 These amounts have been calculated using the Government's current allocation percentage of 3.61 %. In future years, this allocation percentage will be subject to change because the Agency's Agreement provides that each year members will be assessed based upon a formula which specifies the following four criteria for allocating premium costs: Miles of streets Full -time equivalent employees Number of motor vehicles Operating revenues The Government has passed a resolution authorizing the extension of the HELP Pool for ten years beginning May 1, 1998. Solid Waste Agency of Lake County ( SWALCO): SWALCO is an oversight advisory board providing long -range planning services to member municipalities. The Government is a participant in SWALCO, but no agreement has been reached as to services to be provided. No payments to SWALCO have been made in 1997 and no future payments are expected. (Continued) 26 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 11- SEGMENT INFORMATION - ENTERPRISE FUNDS The Government maintains the following enterprise funds which are intended to be self - supporting through user fees charged for services to the public. Financial segment information as of the date of this report and for the fiscal year is as follows: (Continued) 27 Commuter Water Sewerage Refuse Parking Lot Totals Operating revenues $ 2,568,467 $ 1,468,788 $ 361,633 $ 168,391 $ 4,567,279 Depreciation and amortization expense 97,045 248,092 - 32,270 377,407 Operating income (loss) 58,751 (235,845) (679,030) 85,667 (770,457) Operating grants, entitlements, and shared revenues - - - - - Operating transfers in - - - - - Operating transfers out (23,000) (33,000) (12,650) (100,000) (168,650) Tax revenues - - 718,942 - 718,942 Net income (loss) 200,906 (199,991) 44,317 24,159 69,391 Current capital contributions - - - - - Current capital transfers - - - - - Plant, property, and equipment Additions 24,861 8,772 - - 33,633 Deletions - - - - - Total assets 5,690,589 6,355,774 957,582 905,977 13,909,922 Net working capital 3,518,803 1,480,377 877,242 743,300 6,619,722 Bonds and other long -term liabilities Payable from operating revenues - - - - - Payable from other sources - - - - - Total equity 5,477,689 6,085,185 877,242 897,233 13,337,349 (Continued) 27 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30, 1997 NOTE 12 - CONTRIBUTED CAPITAL During the fiscal year, contributed capital increased/ decreased by the following amounts: Increases Decreases - depreciation Net increase (decrease) Contributed capital May 1 April 30 Water Sewerage 48,861 135,319 (48,861) (135,319) 1,716,304 $ 1,667,443 5,382,223 $ 5,246,904 Commuter Parking Lot Totals 40,624 224,804 (40,624) (224,804) 203,048 7,3011575 162,424 $ 7,076,771 NOTE 13 - FUND EQUITY Restatements - During the year, the following restatements were made: The Water and Sewerage Funds for 1996 have been restated to correct an error in recording income from utility billing. The effect of the restatement was to decrease retained earnings by $152,992 and $115,719, respectively. Tax Incremental Finance District 1 Fund - Surplus Rebate On August 19,1996, the Government passed Resolution No. 96 -09 titled "Resolution Declaring a Surplus of Tax Increment Financing Funds" in accordance with the Illinois Compiled Statutes. The Government determined that the sum of $6,604,079 held in the Tax Incremental Finance District 1 Fund was surplus funds and should be redistributed to the appropriate taxing districts in Fiscal 1997. (Continued) 28 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements ' April 30,1997 NOTE 14 - CONTINGENT LIABILITIES Litigation: The Government is a defendant in various lawsuits. Although the outcome of these lawsuits is not presently determinable, in the opinion of the Government's attorney, the resolution of these matters will not have a material adverse effect on the financial condition of the Government. Grants: Amounts received or receivable from grantor agencies are subject to audit and ' adjustment by grantor agencies, principally the federal government. Any disallowed claims, including amounts already collected, may constitute a liability of the applicable funds. The amount, if any, of expenditures which may be disallowed by the grantor cannot be determined at this time although the Government expects such amounts, if any, to be immaterial. High -Level Excess Liability Pool (HELP): The Government's agreement with the High -Level ' Excess Liability Pool provides that each member is liable for its proportionate share of any costs arising from defaults in payment obligations by other members. Solid Waste Agency of Lake County (SWALCO): The Government's contract with the Solid Waste Agency of Lake County provides that each member is liable for its proportionate share of any costs arising from defaults in payment obligations by other members. NOTE 15 - JOINT VENTURES Solid Waste Agency of Lake County (SWALCO): Description of joint Venture The Government is a member of the Solid Waste Agency of Lake County (the Agency) which consists of thirty -five municipalities. The Agency is a municipal corporation and public body ' politic and corporate established pursuant to the Constitution of the State of Illinois and the Intergovernmental Cooperation Act of the State of Illinois, as amended (the Act). The Agency is empowered under the Act to plan, construct, finance, operate, and maintain a solid waste disposal system to serve its members. ' (Continued) 29 VILLAGE OF DEERFIELD, ILLINOIS ' Notes to Financial Statements April 30, 1997 t NOTE 15 - JOINT VENTURES (Continued) Solid Waste Agency of Lake County (SWALCO): (Continued) The members of the Agency and their percentage shares based on formulae contained in the Agency Agreement as of April 30,1996 are: 100.00% These percentage shares are subject to change in future years based on the combination of the population and equalized assessed valuation of the municipalities. The members form a contiguous geographic service area which is located in Lake County. Under the Agency Agreement, additional members may join the Agency upon the approval of each member. The Agency is governed by a Board of Directors which consists of one appointed representative from each member municipality. Each Director has an equal vote. The officers of the Agency are appointed by the Board of Directors. The Board of Directors determines the general policy of the Agency; makes all appropriations; approves contracts; adopts resolutions providing for the issuance of Bonds or Notes by the Agency; adopts bylaws, rules, and regulations; and exercises such powers and performs such duties as may be prescribed in the Agency Agreement or the bylaws. (Continued) 30 % Share % Share % Share Antioch 1.06% Lake County 19.88% Riverwoods .94% Beach Park 1.65 Lake Forest 6.13 Round Lake .61 Deer Park .74 Lake Villa .55 Round Lake Beach 2.55 Deerfield 4.25 Lake Zurich 3.21 Round Lake Park .64 Grayslake 1.46 Libertyville 4.38 Third Lake .24 Green Oaks .47 Lincolnshire 1.74 Vernon Hills 3.36 Gurnee 3.11 Lindenhurst 1.45 Wadsworth .39 Hawthorn Woods 1.07 Long Grove 1.42 Wauconda 1.31 Highland Park 8.03 Mundelein 4.12 Waukegan 12.15 Kildeer .67 North Barrington .66 Winthrop Harbor 1.08 Lake Barrington 1.16 North Chicago 3.13 Zion 3.92 Lake Bluff 1.61 Park City .86 100.00% These percentage shares are subject to change in future years based on the combination of the population and equalized assessed valuation of the municipalities. The members form a contiguous geographic service area which is located in Lake County. Under the Agency Agreement, additional members may join the Agency upon the approval of each member. The Agency is governed by a Board of Directors which consists of one appointed representative from each member municipality. Each Director has an equal vote. The officers of the Agency are appointed by the Board of Directors. The Board of Directors determines the general policy of the Agency; makes all appropriations; approves contracts; adopts resolutions providing for the issuance of Bonds or Notes by the Agency; adopts bylaws, rules, and regulations; and exercises such powers and performs such duties as may be prescribed in the Agency Agreement or the bylaws. (Continued) 30 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 15 - JOINT VENTURES (Continued) Solid Waste Agency of Lake County (SWALCO): (Continued) Summary of Financial Information of Joint Venture Summary of Financial Position as of April 30,1996: Assets Liabilities and Fund Equity Current assets $ 209,779 Current liabilities 43,530 Fund equity Investment in general Fixed assets 18,223 fixed assets 18,223 Fund balance - unreserved 166,249 184,472 Total liabilities Total assets LIM002 and fund equity 228 2 JQ Summary of Revenues, Expenditures, and Changes in Fund Balance for the year ended April 30,1996: Total revenues $ 850,608 Total expenditures 714,765 Excess of revenues over expenditures 135,843 Fund balance May 1 30,406 April 30 J-16 24 Complete financial statements can be obtained from the Solid Waste Agency of Lake County, 1300 N. Skokie Highway, Suite 103, Gurnee, IL 60031. The Government made no payments to the Agency for the year ended April 30,1997. (Continued) 31 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30, 1997 NOTE 16 - DEFERRED COMPENSATION PLAN The Government offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The plan, available to all Government employees, permits them to defer a portion of their salary until future years. Participation in the plan is optional. The deferred compensation is not available to employees until termination, retirement, death or unforeseeable emergency. All amounts of compensation deferred under the plan, all property and rights purchased with those amounts, and all income attributable to those amounts, property, or rights are (until paid or made available to the employee or other beneficiary) solely the property and rights of the Government subject only to the claims of the Government's general creditors. Participants' rights under the plan are equal to those of general creditors of the Government in an amount equal to the fair market value of the deferred account for each participant. It is the opinion of the Government's legal counsel that the Government has no liability for losses under the plan but does have the duty of due care that would be required of an ordinary prudent investor. The Government believes that it is unlikely that it will use the assets to satisfy the claims of general creditors in the future. NOTE 17 - POSTEMPLOYMENT BENEFITS In addition to providing pension benefits described, the Government provides certain health care benefits, in accordance with the personnel policy manual, to all employees who have worked for the Government for a minimum of ten years and receive a pension from the Government in the Illinois Municipal Retirement Fund or Police Pension Fund. The cost of retiree health care benefits is recognized as an expenditure as insurance premiums are paid. For the fiscal year, those costs total $5,500. The retirees pay an annual premium which is equal to the actuarially determined cost for each plan year. The Government pays 25 percent of the cost of the health insurance premiums for the retirees to a maximum of $50. Currently, there are eleven participants eligible to receive benefits. Accordingly, no liability has been recorded for post - employment health care benefits. (Continued) ' 32 1 1 1 1 t 1 1 1 1 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 18 - EMPLOYEE RETIREMENT SYSTEMS Plan Descriptions and Provisions: Illinois Municipal Retirement The Government contributes to the Illinois Municipal Retirement Fund (IMRF), a defined benefit agent multiple - employer public employee retirement system, that acts as a common investment and administrative agent for local governments and school districts in Illinois. The Government's total payroll for the year ended December 31, 1996, was $6,262,077. Of this - amount, $3,828,030 in payroll earnings were reported to and covered by the IMRF system. All employees hired in positions that meet or exceed the prescribed annual hourly standard must be enrolled in IMRF as participating members. Pension benefits vest after eight years of service. Participating members who retire at or after age 60 with 8 years of service are entitled to an annual retirement benefit, payable monthly for life, in an amount equal to 1 -2/3 percent of their final rate (average of the highest 48 consecutive months' earnings during the last 10 years) of earnings, for each year of credited service up to 15 years, and 2 percent for each year thereafter. IMRF also provides death and disability benefits. These benefit provisions and all other requirements are established by Illinois Compiled Statutes. Participating members are required to contribute 4.5 percent of their annual salary to IMRF. The Government is required to contribute the remaining amounts necessary to fund the coverage of its own employees in the System, using the actuarial basis specified by state statute (entry age normal); for 1996, the rate was 10.85 percent. Police Pension Police sworn personnel are covered by the Police Pension Plan which is a defined benefit single - employer pension plan. Although this is a single - employer pension plan, the defined benefits and employee and employer contributions levels are governed by Illinois Compiled Statutes (Chapter 40 - Article 5/3) and may be amended only by the Illinois legislature. The Government accounts for the plan as a pension trust fund. The Government's payroll for employees covered by the Police Pension Plan for the year ended April 30, 1997 was $2,071,280 out of a total payroll of $6,359,142. At April 30, 1997, the Police Pension Plan membership consisted of: Retirees and beneficiaries currently receiving benefits and terminated employees entitled to benefits but not yet receiving them 14 Current employees Vested ] 27 Nonvested ] 11 Total 52 (Continued) 33 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 18 - EMPLOYEE RETIREMENT SYSTEMS (Continued) Plan Descriptions and Provisions: (Continued) Police Pension (Continued) The following is a summary of the Police Pension Plan as provided for in Illinois Compiled Statutes. The Police Pension Plan provides retirement benefits as well as death and disability benefits. Employees attaining the age of 50 or more with 20 or more years of creditable service are entitled to receive an annual retirement benefit of one -half of the salary attached to the rank held on the last day of service, or for one year prior to the last day, whichever is greater. The pension shall be increased by 2% of such salary for each additional year of service over 20 years up to 30 years, and 1% of such salary for each additional year of service over 30 years, to a maximum of 75% of such salary. Employees with at least 8 years but less than 20 years of credited service may retire at or after age 60 and receive a reduced benefit. The monthly pension of a police officer who retired with 20 or more years of service after January 1, 1977 shall be increased annually, following the first anniversary date of retirement and be paid upon reaching the age of at least 55 years, by 3% of the original pension and 3% simple interest annually thereafter. Covered employees are required to contribute 9% of their base salary to the Police Pension Plan. If an employee leaves covered employment with less than 20 years of service, accumulated employee contributions may be refunded without accumulated interest. The Government is required to contribute the remaining amounts necessary to finance the plan as actuarially determined by an enrolled actuary. The Government's contributions must accumulate to the point where the past service cost for the Police Pension Plan is fully funded by the year 2033. Summary of Significant Accounting Policies and Plan Asset Matters: Basis of Accounting: The financial statements are prepared using the accrual basis of accounting. Employee and employer contributions are recognized as revenues in the period in which employee services are performed. Method Used to Value Investments: Fixed- income securities are reported at amortized cost with discounts or premiums amortized using the effective interest rate method, subject to adjustment for market declines judged to be other than temporary (lower of cost or market). Investment income is recognized as earned. (Continued) 34 1 1 ' VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 18 - EMPLOYEE RETIREMENT SYSTEMS (Continued) Summary of Significant Accounting Policies and Plan Asset Matters: (Continued) Method Used to Value Investments: (Continued) Gains and losses on sales and exchanges of fixed - income securities are recognized on the transaction date. Equity securities are reported at cost subject to adjustment for market declines ' judged to be other than temporary (lower of cost or market). Significant Investments: There are no investments (other than U.S. government and U.S. government guaranteed obligations) in any one organization that represent 5 percent or more of net assets available for benefits. Related Party Transactions: There were no securities of the employer or any other related parties included in plan assets, including any loans. Funding Status and Progress: The amount shown below as the "pension benefit obligation" is a standardized disclosure rmeasure of the present value of pension benefits, adjusted for the effects of projected salary increases and step -rate benefits, estimated to be payable in the future as a result of employee service to date. The measure is intended to help users assess the funding status of the system ' on a going- concern basis, assess progress made in accumulating sufficient assets to pay benefits when due, and make comparisons among employers. The measure is the actuarial present value of credited projected benefits and is independent of the funding method used to ' determine contributions to the Systems. Illinois Municipal Police iRetirement Pension Actuarial valuation date December 31, April 30, ' 1996 1997 Significant actuarial assumptions ' o 0 a) Rate of return on investment 7.50% 8.50% of present and future assets compounded compounded ' annually annually (Continued) 35 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 18 - EMPLOYEE RETIREMENT SYSTEMS (Continued) Summary of Significant Accounting Policies and Plan Asset Matters: (Continued) Funding Status and Progress: (Continued) Illinois Municipal Retirement Actuarial valuation date December 31, 1996 Significant actuarial assumptions (Continued) b) Projected salary increases - 4.00% attributable to inflation compounded annually c) Additional projected salary increases - attributable to seniority /merit 0.4%-7.0% d) Post - retirement benefit 3.00% increases (Continued) 36 Police Pension April 30, 1997 3.00% compounded annually 3.00% compounded annually 3.00% compounded annually IVILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30, 1997 Effects on the Pension Benefit Obligation of Current -Year Changes Illinois Municipal Retirement: There were no changes in the actuarial assumptions or benefit ' provisions. Police Pension: There were no current -year changes in the actuarial assumptions or benefit ' provisions. 1 1 (Continued) 1 37 NOTE 18 - EMPLOYEE RETIREMENT SYSTEMS (Continued) 1 Summary of Significant Accounting Policies and Plan Asset Matters: (Continued) ' Funding Status and Progress: (Continued) Illinois Totals Municipal Police (Memorandum Retirement Pension Pension benefit obligation Retirees and beneficiaries currently ' receiving benefits and terminated (Note) employees not yet receiving benefits $ 648,647 $ 5,877,059 $ 6,525,706 Current employees Accumulated employee contributions including allocated investment earnings 2,368,909 1,630,930 3,999,839 Employer - financed vested 5,823,216 4,497,715 10,320,931 1 Employer - financed nonvested 256,743 194,659 451,402 Total pension benefit obligation 9,097,515 12,200,363 21,297,878 Net assets available for benefits, at market or lower of cost or market 8,623,155 13,835,005 22,458,160 (Market value) (Police - $15,155,586) Unfunded (assets in excess of) pension benefit obligation $ 474,360 $ (1,634,642) (Note) The pension benefit obligation applicable to retirees and beneficiaries currently receiving benefits is not included in the above schedule due to the fact that this obligation was transferred from the Government to IMRF as a whole when the annuity became payable. Effects on the Pension Benefit Obligation of Current -Year Changes Illinois Municipal Retirement: There were no changes in the actuarial assumptions or benefit ' provisions. Police Pension: There were no current -year changes in the actuarial assumptions or benefit ' provisions. 1 1 (Continued) 1 37 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 18 - EMPLOYEE RETIREMENT SYSTEMS (Continued) Contributions Required and Contributions Made: Illinois Municipal Retirement and Police Pension The Systems' funding policy provide for actuarially determined periodic contributions at rates that, for individual employees, accumulate assets gradually over time so that sufficient assets will be available to pay benefits when due. The rate for the Government's employee group as a whole has tended to remain level as a percentage of annual covered payroll. The contributions rate for normal cost is determined using the entry age normal actuarial funding method. The IMRF and Police Pension Systems used the level percentage of payroll method to amortize the unfunded liability over a 40 -year period. The significant actuarial assumptions used to compute the actuarially determined contribution requirements are the same as those used to compute the pension benefit obligation as described above. Actuarial valuation date Actuarially determined contribution requirement As a dollar amount Employer Normal cost Amortization of unfunded actuarial accrued liability Death and disability cost Supplemental retirement benefit Employee - normal cost Illinois Totals Municipal Police (Memorandum Retirement Pension Qn1W December 31, April 30, 1996 1997 $ 276,384 $ 133,144 $ 409,528 (Continued) 0:3 97,615 15,981 113,596 17,609 - 17,609 23,734 - 23,734 415,342 149,125 564,467 172,261 186,027 358,288 587,603 $--335,152 922 755 1 1 1 1 1 1 1 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 18 - EMPLOYEE RETIREMENT SYSTEMS (Continued) Contributions Required and Contributions Made: (Continued) Illinois Municipal Retirement As a % of current covered payroll Employer Normal cost Amortization of unfunded actuarial accrued liability Death and disability cost Supplemental retirement benefit Employee - normal cost Contribution made As a dollar amount Employer Employee 7.22% 2.55 .46 .62 10.85 4.50 15.35% Totals Police (Memorandum Pension On1yZ 6.43% 6.94% .78 1.93 - .30 - .40 7.21 9.57 8.97 6.07 --16.18% L.64% $ 415,342 $ 245,757 $ 661,099 172,261 186,027 358,288 587,603 431,78 $ 1.019,387 As a % of current covered payroll ' Employer 10.85% 11.86% 11.21% Employee 4.50 8.97 6.07 15.35% 2183% 17.28% Effects on the Contribution Requirements of Current -Year Changes: ' Illinois Municipal Retirement: There have been no changes in the actuarial assumptions, actuarial funding method, or benefit provisions. rPolice Pension: There have been no changes in the actuarial assumptions, actuarial funding method, or benefit provisions. (Continued) 39 VILLAGE OF DEERFIELD, ILLINOIS Notes to Financial Statements April 30,1997 NOTE 18 - EMPLOYEE RETIREMENT SYSTEMS (Continued) Trend Information: Trend information gives an indication of the progress made in accumulating sufficient assets to pay benefits when due. Trend information may be found in the supplemental section of the Government's annual financial report. Illinois Totals Municipal Police (Memorandum Year Retirement Pension Onl Net assets available for benefits as a % of the pension benefit 1995 73.37 110.47 95.34 obligation (PBO) 1996 82.04 113.96 100.07 1997 94.79 113.40 105.45 Unfunded (assets in excess of) PBO as a % of annual covered payroll (expressing the unfunded pension benefit obligation as a percentage of annual covered payroll approxi- mately adjusts for the effects of 1995 53.29 (55.79) 14.97 inflation for analysis purposes) 1996 41.68 (76.54) (0.25) 1997 12.39 (78.92) (19.66) Employer contributions As a % of annual covered payroll 1995 11.56 11.49 11.54 1996 11.01 11.46 11.17 1997 10.85 11.86 11.21 Required 1995 $ 410,551 $ 159,619 $ 570,170 1996 406,655 150,903 557,558 1997 415,342 149,125 564,467 Made 1995 410,551 222,673 633,224 1996 406,655 232,578 639,233 1997 415,342 245,757 661,099 40 ci 0 Cm Z� �z y � b Mi y a r GENERAL FUND I The General Fund also referred to as the Co orate Fund ( I? To account for resources traditionally associated with governmental services not required to be accounted for in another fund. VILLAGE OF DEERFIELD, ILLINOIS General Fund Balance Sheet April 30,1997 and 1996 1997 1996 ASSETS Cash and investments $ 8,169,588 $ 9,599,546 Receivables 52,964 23,687 Accrued interest 189,634 177,529 Other 173,943 162,129 Due from other governments - 1,123 Sales tax 394,757 462,173 State income tax 129,523 117,816 Due from other funds 11,761 15,989 Inventory 13,817 14,952 Advances to other funds 2,320,000 1,320,000 Total assets $ 11,403,023 $ 11,870,134 LIABILITIES AND FUND BALANCE Liabilities Accounts payable $ 63,147 $ 94,879 Accrued payroll 52,964 23,687 Compensated absences payable 7611675 783,802 Other payables 2,298 2,949 Due to other funds - 1,123 Total liabilities 880,084 906,440 Fund balance Reserved for due from other governments 524,280 579,989 Reserved for inventory 13,817 14,952 Reserved for advances to other funds 2,320,000 1,320,000 Unreserved Designated - future improvements 3,664,842 5,200,000 Undesignated 4,000,000 3,848,753 Total fund balance 10,522,939 10,963,694 Total liabilities and fund balance $ 11,403,023 $ 11,870,134 See accompanying notes to financial statements. 41 VILLAGE OF DEERFIELD, ILLINOIS General Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 t1997 1996 Budget Actual Actual ' Revenues Taxes $ 5,007,000 $ 5,185,977 $ 5,091,709 Licenses and permits 293,500 421,058 513,672 Intergovernmental - - 4,797 Charges for services 190,500 255,639 203,840 Fines and forfeits 290,000 321,884 350,768 IInterest 300,000 591,597 600,980 Miscellaneous 316,100 338,319 366,311 Total revenues 6,397,100 7,114,474 7,132,077 Expenditures General government 2,037,520 1,753,993 1,783,331 ' Public safety 3,803,450 3,652,101 3,617,636 Total expenditures 5,840,970 5,406,094 5,400,967 Excess of revenues over expenditures 556,130 1,708,380 1,731,110 Other financing sources (uses) Operating transfers in (out) Debt Service Fund (400,000) (775,000) Infrastructure Fund - (1,551,000) - Tax Incremental Finance District 1 Fund 28,107 Tax Incremental Finance District 2 Fund - (13,135) (21,241) Vehicle Replacement Fund (185,000) (185,000) (152,700) (185,000) (2,149,135) (920,834) Excess (deficiency) of revenues and other financing sources over expenditures and other financing uses $ 371,130 (440,755) 810,276 Fund balance May 1 10,963,694 10,125,238 Residual equity transfer in Municipal Audit Fund - 28,180 ' April 30 $ 10,522,939 $ 10,963,694 See accompanying notes to financial statements. 42 VILLAGE OF DEERFIELD, ILLINOIS 1 General Fund Schedule of Revenues - Budget and Actual Year Ended April 30,1997 Budget Actual Taxes Sales tax $ 2,625,000 $ 2,484,458 Local use tax 157,000 151,843 Income tax 925,000 1,053,780 Hotel /motel tax 1,300,000 1,464,815 Photofinishing tax - 31,081 5,007,000 5,185,977 Licenses and permits Beer /liquor licenses 56,000 55,100 Food licenses 6,000 4,992 Other business licenses 32,500 34,387 Building permits 150,000 270,443 Animal licenses 7,000 4,979 Non - business licenses and permits 42,000 51,157 321,884 293,500 421,058 Charges for services Special police services 17,500 72,709 Transfer charges 60,000 60,000 Dispatching Services 103,000 113,782 Engineering charges 10,000 9,148 Franchise fees 190,500 255,639 Fines and forfeits 290,000 321,884 Interest 300,000 591,597 Miscellaneous False alarms 40,000 44,575 Sale of materials - 2,645 Rentals 43,600 25,780 Miscellaneous 27,500 22,677 Franchise fees 205,000 242,642 316,100 338,319 Total revenues 43 $ 6,397,100 $ 7,114,474 VILLAGE OF DEERFIELD, ILLINOIS General Fund Schedule of Expenditures - Budget and Actual Year Ended April 30, 1997 Public safety Budget Actual General government Administration Department Salaries $ 922,540 $ 918,255 Overtime 11,390 9,401 Part -time 156,990 130,345 Employee benefits 160,000 112,859 Professional services 235,300 169,275 Travel, training, and dues 39,450 34,162 Printing and advertising 26,100 28,885 Communications 29,750 25,369 Insurance 53,000 40,950 Contractual services 119,700 113,458 Utility services 5,000 3,314 Motor vehicle maintenance 4,500 4,406 Repairs and maintenance 96,200 14,118 Rental property repairs 3,000 226 Miscellaneous 37,750 33,132 Supplies 33,200 27,377 Materials 1,000 632 Petroleum products 2,550 2,088 Housing assistance 37,000 30,185 Apparel 800 179 Small tools and equipment 1,000 853 Equipment 21,300 19,041 Historical Society 15,000 15,000 Streetscape 25,000 20,483 Total general government 2,037,520 1,753,993 Public safety Police Department Administrative service Salaries 713,520 671,811 Overtime 6,730 16,861 Part -time 48,120 45,553 Employee benefits 116,330 76,709 (Continued) 44 VILLAGE OF DEERFIELD, ILLINOIS ' General Fund Schedule of Expenditures - Budget and Actual Year Ended April 30,1997 Investigations Salaries Budget Actual Public safety (Continued) 9,110 5,594 Police Department (Continued) 23,560 20,251 Administrative service (Continued) 2,500 1,671 Professional services $ 4,900 $ 3,534 Travel, training, and dues 11,810 11,345 Printing and advertising 7,200 9,640 Communications 27,700 23,853 Insurance 130,000 113,043 Contractual services 59,600 35,759 Motor vehicle maintenance 1,800 1,526 Repairs and maintenance 24,000 22,667 Supplies 41,500 34,068 Petroleum products 1,000 209 Apparel 8,300 8,300 Equipment 11,000 19,022 Miscellaneous 10,000 5,911 1,223,510 1,099,811 Investigations Salaries 175,490 168,669 Overtime 9,110 5,594 Employee benefits 23,560 20,251 Travel, training, and dues 2,500 1,671 Motor vehicle maintenance 1,700 1,505 Petroleum products 1,500 1,002 Apparel 2,100 2,100 Equipment 1,700 410 217,660 201,202 Patrol Salaries 1,576,470 1,582,243 Overtime 51,750 60,800 Part -time 39,190 37,324 Employee benefits 230,600 194,897 Travel, training, and dues 21,300 18,883 (Continued) 45 VILLAGE OF DEERFIELD, ILLINOIS General Fund Schedule of Expenditures - Budget and Actual Year Ended April 30, 1997 Special services Overtime 19,290 57,070 Youth services Salaries Budget Actual Public safety (Continued) 7,250 5,716 Police Department (Continued) 1,600 1,600 Patrol (Continued) 39,510 30,737 Motor vehicle maintenance $ 27,000 $ 28,338 Repairs and maintenance - 359 Petroleum products 29,000 22,849 Apparel 29,000 26,109 Equipment 8,000 6,819 2,012,310 1,978,621 Special services Overtime 19,290 57,070 Youth services Salaries 270,470 267,976 Overtime 7,250 5,716 Part -time 1,600 1,600 Employee benefits 39,510 30,737 Travel, training, and dues 3,250 2,522 Motor vehicle maintenance 2,500 947 Petroleum products 2,000 993 Apparel 2,100 2,100 Equipment 2,000 2,806 330,680 315,397 Total public safety 3,803,450 3,652,101 Total expenditures $ 5,840,970 $ 5,406,094 46 1 1 1 ISPECIAL REVENUE FUNDS Municipal Audit Fund To account for an independent, outside audit conducted by a firm engaged by the Mayor and Board of Trustees on an annual basis as required by State law. These are earmarked funds that can only be expended for audit purposes. This fund was closed in fiscal 1996. ' Emergency Services/Disaster Fund To account for the Emergency Services and Disaster Agency which supersedes the Civil Defense Agency and now basically relates to natural disasters caused by floods and tornadoes. The Agency also prepares a plan of action to be taken if man -made disasters occur. Street and Bridge Fund ' To account for the revenues and resources used in maintainin g approximately 70 miles of PP Y streets and the Railroad Station in the Village of Deerfield. Illinois Municipal Retirement Fund ' To account for the revenues and expenditures associated with providing disability and pension benefits for Deerfield employees. The fund also provides the employer portion of F.I.C.A. ' contributions. Motor Fuel Tax Fund To account for the activities involved with street maintenance and construction. Financing is ' provided by the Village's share of State gasoline taxes. State law requires these gasoline taxes to be used for the following purposes: (1) Street construction or reconstruction to improve traffic capacity; (2) Installation of traffic signs, signals, and controls; (3) Sidewalk repair and replacement; and (4) The public benefit share of new street improvements when certain criteria are met in connection with a special assessment project. IEnhanced 911 Fund 1 To account for the 911 calling telephone system activity. 0 z Q w w w w w Q O d b C w a� v 41 fC V C� o w o � Q C. O O u V .f. �a v cC 0 a� O i. cC O U V f� Cn N It Ln r- N O N 0\ L) O\ v v d' \0 O O 00 r 0\ Cl) M M O\ 00 O 00 \0 0\ O O Ln Ln O N 00 Ln N O I' O O\ O1 Ln V N O O\ O\ O\ �I �D M 00 O\ c-+ �--� Cn N co N N \0 N O M N N m N co v `_r\ �. �_ 'M M 0 0 Z V O C .y m fR v H3 fA ER RT > ;a C L -C O LL fl. 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LC O v V N (U U) 8 VILLAGE OF DEERFIELD, ILLINOIS Municipal Audit Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual Year Ended April 30, 1997 and Actual Only for 1996 Revenues Taxes Property taxes Expenditures Excess of revenues over expenditures Fund balance May 1 Residual equity transfer (out) General Fund April 30 1997 See accompanying notes to financial statements. 49 1996 Actual - $ 14,975 14,975 13,205 (28,180) 1 1 1 1 1 1 i 1 i 1 1 1 1 1 1 1 1 1 i VILLAGE OF DEERFIELD, ILLINOIS Emergency Services /Disaster Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 Revenues Taxes Property taxes Expenditures Public safety Travel, training, and dues Communications Insurance Contractual Utility services Motor vehicle maintenance Supplies Equipment Total expenditures Excess (deficiency) of revenues over expenditures Fund balance May 1 April 30 1997 1996 Budget Actual Actual $ - $ - $ 4,992 250 - - 1,800 1,225 1,224 600 102 120 1,400 2,658 - 600 693 682 500 565 611 500 - - - - 2,795 5,650 5,243 5,432 $ (5,650) (5,243) (440) (7,800) (7,360) $ (13,043) $ (7,800) See accompanying notes to financial statements. 50 VILLAGE OF DEERFIELD, ILLINOIS Street and Bridge Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 Revenues Taxes Property taxes Licenses and permits Vehicle licenses Charges for services State highway maintenance 50/50 Tree Planting Train station maintenance Interest Miscellaneous Other Total revenues Expenditures Highways and streets Administration Clearing Traffic marking Pavement patching Tarring cracks Drainage structures Street lights and traffic signals Miscellaneous maintenance Snow and ice control Tree removal Tree planting Railroad station maintenance Weed control Total expenditures Excess (deficiency) of revenues over expenditures Other financing sources (uses) Operating transfers in (out) Motor Fuel Tax Fund Commuter Parking Lot Fund Vehicle Replacement Fund Excess of revenues and other financing sources over expenditures and other financing uses Fund balance May 1 April 30 1997 1996 u et ctua Actual $ 330,000 $ 348,464 $ 342,013 350,000 336,811 335,834 27,000 21,436 27,865 5,000 1,495 2,251 1,500 1,500 1,500 30,000 35,486 36,258 3,000 3,729 980 746,500 748,921 746,701 180,370 175,992 174,268 48,720 42,134 42,073 65,520 63,088 60,053 122,940 129,172 115,430 45,800 39,677 42,453 35,070 32,805 33,022 108,980 100,535- 97,173 69,220 62,082 68,817 176,860 233,810 223,365 69,850 77,953 65,406 16,480 14,280 11,643 32,170 17,573 25,213 20,800 13,167 14,032 992,780 1,002,268 972,948 (246,280) (253,347) (226,247) 230,000 230,000 225,000 100,000 100,000 90,000 (70,000) (70,000) (70,000) 260,000 260,000 245,000 $ 13,720 6,653 18,753 414,525 395,772 $ 421,178 $ 414,525 See accompanying notes to financial statements. , 51 VILLAGE OF DEERFIELD, ILLINOIS Street and Bridge Fund Schedule of Expenditures - Budget and Actual Year Ended April 30,1997 Highways and streets Public works Administration Salaries Overtime Part -time Employee benefits Apparel Repairs and maintenance Travel, training, and dues Printing and advertising Communications Miscellaneous Motor vehicle maintenance Insurance Professional services Contractual Supplies Petroleum products Cleaning Salaries Overtime Employee benefits Equipment rental Repairs and maintenance Motor vehicle maintenance Contractual Supplies Petroleum products Small tools and equipment Traffic marking Salaries Overtime (Continued) 52 53,920 7,140 5,590 11,520 1,800 4,000 1,800 4,300 4,500 4,700 2,600 65,000 100 4,800 7,400 180,370 27,120 1,040 4,160 2,500 6,000 2,500 2,000 1,500 1,200 48,720 30,430 420 R 69,804 5,201 5,204 9,064 3,104 5,121 987 3,598 3,837 6,989 2,804 46,294 4,033 8,618 175,992 23,862 640 3,270 10,176 565 648 2,176 676 31,358 275 VILLAGE OF DEERFIELD, ILLINOIS Street and Bridge Fund Schedule of Expenditures - Budget and Actual Year Ended April 30,1997 Pavement patching Budget Actual Highways and streets (Continued) 60,960 68,577 Public works (Continued) 210 175 Traffic marking (Continued) 9,430 9,197 Part -time $ 3,410 $ 3,491 Employee benefits 4,960 4,675 Repairs and maintenance 500 298 Motor vehicle maintenance 700 - Contractual 16,000 15,513 Petroleum products 100 10 Materials 5,000 5,615 Street signs 4,000 1,853 65,520 63,088 Pavement patching 28,770 27,524 Salaries 60,960 68,577 Overtime 210 175 Employee benefits 9,430 9,197 Repairs and maintenance 3,000 2,834 Motor vehicle maintenance 5,800 6,955 Petroleum products 1,200 831 Aggregates 40,000 39,278 New equipment 840 764 Materials 1,500 561 Tarring cracks Salaries 28,770 27,524 Overtime 110 - Part -time 4,040 621 Employee benefits 4,380 3,442 Repairs and maintenance 1,800 1702 Motor vehicle maintenance 700 675 Petroleum products 400 424 Aggregates 600 614 Materials 5,000 4,675 45,800 39,677 (Continued) 53 VILLAGE OF DEERFIELD, ILLINOIS Street and Bridge Fund Schedule of Expenditures - Budget and Actual Year Ended April 30,1997 35,070 Street lights and traffic signals Salaries Budget Highways and streets (Continued) 2,070 Public works (Continued) 3,390 Drainage structures 1,000 Salaries $ 22,560 Overtime 1,350 Employee benefits 3,960 Repairs and maintenance 800 Motor vehicle maintenance 2,000 Petroleum products 200 Aggregates 2,000 Materials 2,200 35,070 Street lights and traffic signals Salaries 24,320 Overtime 2,070 Employee benefits 3,390 Equipment rental 1,000 Repairs and maintenance 2,000 Utility services 27,000 Motor vehicle maintenance 2,700 Contractual 40,000 Petroleum products 1,000 Aggregates 300 Materials 5,200 W: •:X Miscellaneous maintenance Salaries 8,690 Overtime 9,310 Employee benefits 3,170 Equipment rental 600 Repairs and maintenance 4,200 Miscellaneous 1,500 Motor vehicle maintenance 1,600 Contractual 3,700 (Continued) 54 22,112 1,210 3,216 1,887 1,532 300 1,438 32,805 25,001 1,073 3,045 494 32,847 2,661 29,680 551 85 100,535 5,157 10,606 1,100 6,619 1,240 2,152 1,120 VILLAGE OF DEERFIELD, ILLINOIS Street and Bridge Fund Schedule of Expenditures - Budget and Actual Year Ended April 30,1997 Budget Actual Highways and streets (Continued) Public works (Continued) Miscellaneous maintenance (Continued) Petroleum products $ 500 $ 489 Aggregates 2,000 1,962 Materials 33,550 31,637 Small tools and equipment 400 - 69,220 62,082 Snow and ice control Salaries 32,290 39,198 Overtime 28,980 48,952 Employee benefits 4,990 4,570 Equipment rental 1,000 - Repairs and maintenance 25,000 41,429 Motor vehicle maintenance 12,000 13,011 Contractual 7,500 2,738 Supplies 2,600 792 Petroleum products 4,000 5,338 Salt 50,000 71,425 Aggregates 6,000 5,138 Materials 2,500 1,219 176,860 233,810 Tree removal Salaries 13,450 14,869 Overtime 720 265 Part -time 6,000 3,499 Employee benefits 2,380 1,910 Repairs and maintenance 1,000 854 Motor vehicle maintenance 800 213 Contractual 44,500 56,223 Petroleum products 400 107 Materials 300 13 Equipment 300 - 69,850 77,953 (Continued) 55 VILLAGE OF DEERFIELD, ILLINOIS Street and Bridge Fund Schedule of Expenditures - Budget and Actual Year Ended April 30,1997 Highways and streets (Continued) 3,310 Public works (Continued) 100 Tree planting 5,590 Salaries $ 7,660 Overtime 210 Employee benefits 1,410 Repairs and maintenance 300 Motor vehicle maintenance 400 Contractual 6,000 Petroleum products 100 Materials 400 16,480 Railroad station maintenance Salaries 3,310 Overtime 100 Part -time 5,590 Employee benefits 2,070 Repairs and maintenance 4,700 Contractual 8,500 Supplies 800 Aggregates 100 Materials 7,000 32,170 Weed control Salaries 6,000 Part -time 3,410 Employee benefits 1,290 Repairs and maintenance 4,000 Motor vehicle maintenance 1,000 Contractual 4,000 Petroleum products 400 Materials 200 Equipment 500 �� :If Total expenditures $ 992,780 56 7,663 1,132 5,300 94 14,280 1,943 131 384 1,739 7,458 703 17,573 5,353 985 5,768 569 153 59 $ 1,002,268 VILLAGE OF DEERFIELD, ILLINOIS Illinois Municipal Retirement Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 Revenues Taxes Property taxes Replacement taxes Interest Total revenues Expenditures Miscellaneous Illinois municipal retirement payments - employer FICA payments - employer Total expenditures Excess of revenues over expenditures Fund balance May 1 April 30 1997 1996 Budget Aci ._ +1 $ 910,000 $ 888,830 $ 848,864 9,000 9,720 9,428 22,000 34,480 23,361 941,000 933,030 881,653 500,000 425,846 409,029 333,000 294,097 282,230 833,000 719,943 691,259 $ 108,000 213,087 190,394 $ 453,167 $ 240,080 See accompanying notes to financial statements. 57 VILLAGE OF DEERFIELD, ILLINOIS Motor Fuel Tax Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 Revenues Intergovernmental Allotments earned Interest Total revenues Expenditures Highways and streets Street resurfacing and renovation program Bridge rehabilitation Traffic signals Total expenditures Excess (deficiency) of revenues over expenditures Other financing (uses) Operating transfers (out) Street and Bridge Fund Excess (deficiency) of revenues over expenditures and other financing uses Fund balance May 1 April 30 1997 1996 Budget Actual Actual $ 402,000 $ 407,040 $ 405,129 30,000 40,078 38,164 432,000 447,118 443,293 116,000 125,247 469,278 - 1,583 3,742 225,000 10,305 63,804 341,000 137,135 536,824 91,000 309,983 (93,531) (230,000) (230,000) (225,000) $ (139,000) 79,983 (318,531) 741,913 1,060,444 $ 821,896 $ 741,913 See accompanying notes to financial statements. 58 VILLAGE OF DEERFIELD, ILLINOIS Enhanced 911 Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 Revenues Charges for services Other charges Interest Total revenues Expenditures Public safety Travel, training, and dues Contractual Equipment Total expenditures Excess (deficiency) of revenues over expenditures Fund balance May 1 April 30 1997 MUM 1996 Actual $ 108,000 $ 113,985 $ 109,768 1,000 4,024 3,991 109,000 118,009 113,759 1,500 - - 84,500 54,010 74,704 37,800 37,752 16,021 123,800 91,762 90,725 $ (14,800) 26,247 23,034 92,233 69,199 $ 118,480 $ 92,233 See accompanying notes to financial statements. 59 DEBT SERVICE FUND Debt Service Fund To account for the accumulation of resources for the a ent of General Long-Term Debt. P Ym g VILLAGE OF DEERFIELD, ILLINOIS Debt Service Fund Balance Sheet April 30,1997 and 1996 ASSETS Cash and investments Receivables Property taxes Accrued interest Due from component unit Total assets LIABILITIES AND FUND BALANCE Liabilities Deferred property taxes Fund balance Reserved for debt service Total liabilities and fund balance 1997 1996 $ 2,263,590 $ 2,272,360 715,493 844,344 32,687 5,375 24,048 204 $ 3,035,818 $ 3,122,283 $ 800,155 $ 935,293 2,235,663 $ 3,035,818 See accompanying notes to financial statements. 391 2,186,990 $ 3,122,283 VILLAGE OF DEERFIELD, ILLINOIS Debt Service Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 Expenditures 1997 1996 Debt service Budget Actual Actual Revenues 1,367,155 ] 1,265,000 1,195,000 Taxes ] 435,365 506,630 Property taxes $ 800,155 $ 927,705 $ 948,499 Replacement taxes 50,000 67,648 65,616 Interest 95,000 142,318 90,063 Miscellaneous (204,500) (351,327) (384,144) Tax incremental finance district surplus property tax rebate 220,000 215,882 218,308 Total revenues 1,165,155 1,353,553 1,322,486 Expenditures Debt service Principal retirement 1,367,155 ] 1,265,000 1,195,000 Interest ] 435,365 506,630 Fiscal charges 2,500 4,515 5,000 Total expenditures 1,369,655 1,704,880 1,706,630 Excess (deficiency) of revenues over expenditures (204,500) (351,327) (384,144) Other financing sources Operating transfers in General Fund - 400,000 775,000 Tax Incremental Finance District #2 Fund - - 317,400 - 400,000 1,092,400 Excess (deficiency) of revenues and other financing sources over expenditures $ (204,500) 48,673 708,256 Fund balance May 1 2,186,990 1,478,734 April 30 $ 2,235,663 $ 2,186,990 See accompanying notes to financial statements. 61 VILLAGE OF DEERFIELD, ILLINOIS Debt Service Fund Schedule of Revenues and Other Financing Sources and Expenditures - Budget and Actual Year Ended April 30,1997 Expenditures Budget Actual Revenues and other financing sources Principal [ $ 480,000 General Obligation Refunding Bond Series of 1993 [ 31,410 General Obligation Bond Series of 1991 Property taxes 800,155 927,705 Replacement taxes 50,000 67,648 Interest 95,000 142,318 Miscellaneous [ 386,555 Fiscal charges Tax incremental finance district Total expenditures $ 1,369,655 $ 1,704,880 surplus property tax rebate 220,000 215,882 Operating transfer in General Fund - 400,000 Total revenues and other financing sources $ 1,165,155 $ 1,753,553 Expenditures Corporate Purpose Bond Series of 1986 Principal [ $ 480,000 Interest [ 31,410 General Obligation Bond Series of 1991 Principal 1,367,155 [ 300,000 Interest [ 17,400 General Obligation Refunding Bond Series of 1993 Principal [ 485,000 Interest [ 386,555 Fiscal charges 2,500 4,515 Total expenditures $ 1,369,655 $ 1,704,880 62 1 CAPITAL PROJECTS FUNDS Tax Incremental Finance District 1 Fund rEstablished in 1982 to provide funds for land acquisition and improvements to the Village of Deerfield Tax Increment Financing District. Tax Incremental Finance District 2 Fund Established in 1987 to provide funds for land acquisition and improvements to the Village of Deerfield Tax Increment Financing District. Vehicle and Equipment Replacement Fund Established to account for the funds annually set aside for the eventual replacement of certain vehicles and other equipment. Infrastructure Replacement Fund Established in 1989 for the purpose of maintaining, repairing and renovating the capital assets of the Village. Project 29 Fund ' Established in 1991 to account for the funds held in escrow as required by the Local Cooperation Agreement between the Department of the Army and the Village for the construction of the Flood Water Retention Reservoir No. 29A on the West Fork of the North Branch of the Chicago River. 1 1 y 10 01 \.O M M r Lon m Efl R E~ Ln O N N O 01 N c7 M � a\ O N d' — N m ^L EA. d L G R � y CY., ER y= a� 00 ¢ m co tT W C~ Efl Ln Ln C y y r. 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N ffi 1 1 00 cl M 1 I Cy 00 00 Lr O a\ vi 1 1 00 00 0 1 1 N M O 1 C\ dam' G OCC) �I LAC) N �\ 00 O 00 l*l O N �IX00 It' N r-i 0`000 CO O N O .14 N m 0\ 0 cl Cl O r co c+7 N 00 ri N 04 r C\ 00 LO 00 r r• r co 0 N N CT O 0 r. n 00 N N M m N N C � M � C\ O C7\ C\ 00 cf 1 1 r. N ffi 1 1 00 cl M 1 I Cy 00 00 Lr O a\ vi 1 1 00 00 0 1 1 N M 1 1 1 N G d E L G O 1 o O O E V � f w V i R Lf) ifi .Gr R a�i G y Q) v Lt G L1, a� 0 ' 0 a) Q) E 00 Q) R CZ m co > CL 00 w o; L m r y v Cl) co R G R * cl 00 00 (" 0 N N C Li as a,d°G'R � ' o 0 CD O R � R i 00 GD 0`000 CO O N O .14 N m 0\ 0 cl Cl O r co c+7 N 00 ri N 04 r C\ 00 LO 00 r r• r co 0 N N CT O 0 r. n 00 N N M m N N C � M � C\ O C7\ C\ 00 cf 1 1 r. N ffi 1 1 00 cl M 1 I Cy 00 00 Lr O a\ vi 1 1 00 00 0 1 1 N M C6 }.1 G1 N r R �I f0 tt w O v rOr hr «S a O V V m N (U V) G d E lr R a�i G y Q) v Lt G L1, a� 00 CL 00 cl as a,d°G'R � cz C6 }.1 G1 N r R �I f0 tt w O v rOr hr «S a O V V m N (U V) 9 1 1 1 1 1 1 1 1 1 1 1 1 ENTERPRISE FUNDS Water Fund To account for all activity necessary to provide water to the residents of the Village of Deerfield including administration, operation, maintenance, financing and related Debt Service. Sewerage Fund To account for the provision of sewer service to the residents of the Village of Deerfield. All activity necessary to provide such services is accounted for in this fund including, but not limited to, administration, construction, maintenance, and operations of the Sewerage Treatment Plant. Refuse Fund To account for all revenues and expenses necessary to provide the residents of the Village of Deerfield with refuse service. Commuter Parking Lot Fund To account for all activity necessary to construct, operate, and maintain the commuter parking facilities within the Village. VILLAGE OF DEERFIELD, ILLINOIS I Enterprise Funds Combining Balance Sheet April 30,1997 (with comparative totals for 1996) , Fund equity Contributed capital 1,667,443 5,246,904 - 162,424 Commuter 7,301,575 Retained earnings Parking Totals 3,810,246 Water Sewerage Refuse Lot 1997 1996 ASSETS 877,242 897,233 13,337,349 13,267,958 Total liabilities and Current assets fund equity $ 5,690,589 $ 6,355,774 $ 957,582 $ 905,977 Cash and investments $ 3,167,229 $1,420,048 $ 234,798 $ 740,710 $ 5,562,785 $ 4,959,416 Receivables Property taxes - - 648,290 - 648,290 674,135 Accounts 423,634 286,772 62,667 - 773,073 859,476 Accrued interest 64,524 28,046 1,541 11,334 105,445 82,113 Other 21,273 14,296 3,803 - 39,372 54,537 Due from component unit - - 6,483 - 6,483 177 Inventories 55,043 1,804 - - 56,847 55,527 3,731,703 1,750,966 957,582 752,044 7,192,295 6,685,381 Fixed assets (net of accumu- lated depreciation) 1,958,886 4,604,808 - 153,933 6,717,627 7,061,401 Total assets $ 5,690,589 $ 6,355,774 $ 957,582 $ 905,977 $ 13,909,922 $ 13,746,782 LIABILITIES AND FUND EQUITY Current liabilities Accounts payable $ 140,733 $ 116,771 $ 80,340 $ 8,744 $ 346,588 $ 277,606 Accrued payroll 3,777 6,169 - - 9,946 3,891 Compensated absences payable 68,390 147,649 - - 216,039 197,327 Total liabilities 212,900 270,589 80,340 8,744 572,573 478,824 Fund equity Contributed capital 1,667,443 5,246,904 - 162,424 7,076,771 7,301,575 Retained earnings Unreserved 3,810,246 838,281 877,242 734,809 6,260,578 5,966,383 Total fund equity 5,477,689 6,085,185 877,242 897,233 13,337,349 13,267,958 Total liabilities and fund equity $ 5,690,589 $ 6,355,774 $ 957,582 $ 905,977 $ 13,909,922 $ 13,746,782 See accompanying notes to financial statements. ' 65 VILLAGE OF DEERFIELD, ILLINOIS Enterprise Funds Combining Statement of Revenues, Expenses, and Changes in Retained Earnings - Unreserved Year Ended April 30,1997 (with comparative totals for 1996) See accompanying notes to financial statements. :: Commuter Parldng Totals Water Sewerage Refuse Lot 1997 1996 Operating revenues Charges for services Water sales $ 2,527,341 $ - $ - $ - $ 2,527,341 $ 2,468,959 Sewer charges - 1,334,177 - - 1,334,177 1,492,864 Refuse billings - - 326,377 - 326,377 515,638 Parldng lot fees - - - 168,391 168,391 186,481 Surcharges - 50,406 - - 50,406 49,620 Miscellaneous 41,126 84,205 35,256 - 160,587 196,268 Total operating revenues 2,568,467 1,468,788 361,633 168,391 4,567,279 4,909,830 Operating expenses excluding depreciation Administration 202,886 224,271 76,976 - 504,133 459,905 Operations 2,209,785 1,232,270 963,687 50,454 4,456,196 4,668,307 Total operating expenses excluding depreciation 2,412,671 1,456,541 1,040,663 50,454 4,960,329 5,128,212 Operating income (loss) before depreciation 155,796 12,247 (679,030) 117,937 (393,050) (218,382) Depreciation 97,045 248,092 - 32,270 377,407 361,297 Operating income (loss) 58,751 (235,845) (679,030) 85,667 (770,457) (579,679) Nonoperating revenues Interest income 165,155 68,854 17,055 38,492 289,556 252,151 Property taxes - - 718,942 - 718,942 724,021 165,155 68,854 735,997 38,492 1,008,498 976,172 Income (loss) before operating transfers 223,906 (166,991) 56,967 124,159 238,041 396,493 Operating transfers (out) (23,000 (33,000) (12,650) (100,000) (168,650) (490,000) Net income (loss) 200,906 (199,991) 44,317 24,159 69,391 (93,507) Other changes in retained earnings - unreserved Depreciation that reduces contributed capital 48,861 135,319 - 40,624 224,804 184,847 Net increase (decrease) in retained earnings - unreserved 249,767 (64,672) 44,317 64,783 294,195 91,340 Retained earnings - unreserved May 1- as restated 3,560,479 902,953 832,925 670,026 5,966,383 5,875,043 April 30 $ 3,810,246 $ 838,281 $ 877,242 $ 734,809 $ 6,260,578 $ 5,966,383 See accompanying notes to financial statements. :: VILLAGE OF DEERFIELD, ILLINOIS Enterprise Funds Combining Statement of Cash Flows Year Ended April 30,1997 (with comparative totals for 1996) Commuter Parldng Totals Water sewerage Refuse Lat_ 1997 12L6 Cash flows from operating activities Operating income (loss) $ 58,751 $ (235,845) $ (679,030) $ 85,667 $ (770,457) $ (579,679) Adjustments to reconcile operating income (loss) to net cash provided by operating activities Depreciation 97,045 248,092 - 32,270 377,407 361,297 Other nonoperating revenues - - 718,942 - 718,942 724,021 Changes in assets and liabilities Receivables 29,584 59,110 38,716 - 127,410 118,693 Due from other funds - - - - - 2,137 Due from component unit - - (6,306) - (6,306) (177) Inventories (5,417) 4,097 - - (1,320) 12,749 Accounts payable (1,975) 70,731 1,505 (1,279) 68,982 (33,497) Accrued payroll 2,642 3,413 - - 6,055 3,891 Compensated absences payable 15,593 3,119 - - 18,712 12,833 Due to other funds - - - - - (604) 196,223 152,717 73,827 116,658 539,425 621,664 Cash flows from noncapital financing activities Operating transfers (out) (23,000) (33,000) (12,650) (100,000) (168,650) (490,000) Cash flows from capital and related financing activities Fixed assets purchased (24,861) (8,772) - - (33,633) - Cash flows from investing activities Purchase of investment securities (3,784,588) (1,098,045) - (700,000) (5,582,633) (1,481,887) Proceeds from sale and maturities of investment securities 3,474,865 500,000 - 800,661 4,775,526 1,814,338 Interest on investments 152,396 56,745 18,337 38,509 265,987 318,463 (157,327) (541,300) 18,337 139,170 (541,120) 650,914 Net increase (decrease) in cash and cash equivalents (8,965) (430,355) 79,514 155,828 (203,978) 782,578 Cash and cash equivalents May 1 382,725 750,998 5,347 34,882 1,173,952 391,374 April 30 $ 373,760 $ 320,643 $ 84,861 $ 190,710 $ 969,974 $ 1,173,952 Cash and investments Cash and cash equivalents $ 373,760 $ 320,643 $ 84,861 $ 190,710 $ 969,974 $ 1,173,952 Investments 2,793,469 1,099,405 149,937 550,000 4,592,811 3,785,464 $ 3,167,229 $ 1,420,048 $ 234,798 $ 740,710 $ 5,562,785 $ 4,959,416 Noncash investing, capital and financing activities: The water and sewerage funds received $24,861 and $8,772, respectively, in contributed fixed assets during the year. See accompanying notes to financial statements. 67 VILLAGE OF DEERFIELD, ILLINOIS Water Fund Balance Sheet April 30,1997 and 1996 Fixed assets Cost 3,572,699 3,547,838 Accumulated depreciation (1,613,813) (1,516,768) 1,958,886 2,031,070 Total assets $ 5,690,589 $ 5,473,423 LIABILITIES AND FUND EQUITY Current liabilities Accounts payable $ 140,733 $ 142,708 Accrued payroll 3,777 1,135 Compensated absences payable 68,390 52,797 212,900 196,640 Fund equity Contributed capital 1,667,443 1,716,304 Retained earnings Unreserved 3,810,246 3,560,479 Total fund equity 5,477,689 5,276,783 Total liabilities and fund equity $ 5,690,589 $ 5,473,423 See accompanying notes to financial statements. .: 122 12a ASSETS Current assets Cash and investments $ 3,167,229 $ 2,866,471 Receivables Accounts - billed 58,555 72,725 Accounts - unbilled 365,079 360,000 Accrued interest 64,524 51,765 Other 21,273 41,766 Inventories 55,043 49,626 3,731,703 3,442,353 Fixed assets Cost 3,572,699 3,547,838 Accumulated depreciation (1,613,813) (1,516,768) 1,958,886 2,031,070 Total assets $ 5,690,589 $ 5,473,423 LIABILITIES AND FUND EQUITY Current liabilities Accounts payable $ 140,733 $ 142,708 Accrued payroll 3,777 1,135 Compensated absences payable 68,390 52,797 212,900 196,640 Fund equity Contributed capital 1,667,443 1,716,304 Retained earnings Unreserved 3,810,246 3,560,479 Total fund equity 5,477,689 5,276,783 Total liabilities and fund equity $ 5,690,589 $ 5,473,423 See accompanying notes to financial statements. .: VILLAGE OF DEERFIELD, ILLINOIS , Water Fund Statement of Revenues, Expenses, and Changes in Retained Earnings - Unreserved - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 ' 1997 hud9d Actual 1996 l ' Operating revenues Charges for services t Water sales $ 2,460,000 $ 2,527,341 $ 2,584,678 Miscellaneous Permits and fees 11,000 15,286 25,418 ' Penalties 27,000 25,290 25,815 Other 5,000 550 5,176 Total operating revenues 2,503,000 2,568,467 2,641,087 Operating expenses excluding depreciation Administration 209,180 202,886 189,442 Operations ' Distribution 1,976,770 1,892,804 1,797,045 Maintenance - mains and fire hydrants 277,170 242,537 395,776 Maintenance - meters 103,940 74,444 78,320 ' Total operating expenses excluding depreciation 2,567,060 2,412,671 2,460,583 Operating income (loss) before depreciation (64,060) 155,796 180,504 ' Depreciation - 97,045 89,782 Operating income (loss) (64,060) 58,751 90,722 Nonoperating revenues Interest income 125,000 60,940 165,155 223,906 153,078 243,800 ' Income before operating transfers Operating transfers (out) Vehicle Replacement Fund (23,000) (23,000) (22,000) Infrastructure Replacement Fund - - (165,000) (23,000) (23,000) (187,000) Net income $ 37,940 200,906 56,800 ' Other changes in retained earnings - unreserved Depreciation that reduces contributed capital 48,861 40,679 r Net increase in retained earnings - unreserved 249,767 97,479 Retained earnings - unreserved May 1- as restated 3,560,479 3,463,000 April 30 $ 3,810,246 $ 3,560,479 ' See accompanying notes to financial statements. ' 69 VILLAGE OF DEERFIELD, ILLINOIS Water Fund Schedule of Operating Expenses - Budget and Actual Year Ended April 30,1997 Operations Budget Actual Administration Salaries $ 85,280 $ 98,578 Overtime 4,040 3,766 Part -time 5,590 5,384 Employee benefits 16,570 12,371 Professional services 5,200 - Travel, training, and dues 900 3 Printing and advertising 1,400 1,595 Communications 9,500 9,495 Contractual services 2,100 2,143 Insurance 50,000 42,588 Motor vehicle maintenance 1,900 199 Miscellaneous 1,500 1,314 Supplies 1,500 1,733 Petroleum products 400 785 Occupancy 20,000 20,000 Apparel 1,800 1,424 Repairs and maintenance 1,500 1,508 Total administration 209,180 202,886 Operations Distribution Salaries 105,470 78,440 Overtime 12,420 7,783 Employee benefits 11,780 10,788 Professional services 6,500 3,948 Printing and advertising 800 - Contractual services 8,600 3,345 Utility services 71,500 74,350 Motor vehicle maintenance 2,500 1,927 Repairs and maintenance 3,500 10,540 Miscellaneous 600 484 Purchase of water 1,700,000 1,677,011 Supplies 700 - Petroleum products 1,200 2,025 Chlorine 1,000 1,005 Equipment 48,200 18,899 Materials 2,000 2,259 Total distribution 1,976,770 1,892,804 (Continued) 70 VILLAGE OF DEERFIELD, ILLINOIS Water Fund Schedule of Operating Expenses - Budget and Actual Year Ended April 30,1997 Less non - operating expenses Fixed assets capitalized (22,664) (22,664) 103,940 74,444 Total operating expenses $ 2,567,060 $ 2,412,671 71 Bud=t Actual Operations (Continued) Main and fire hydrant maintenance Salaries $ 81,350 $ 80,359 Overtime 25,880 36,084 Part -time 8,900 3,315 Employee benefits 13,100 9,532 Contractual services 43,900 27,135 Motor vehicle maintenance 9,000 14,254 Repairs and maintenance 11,900 10,105 Equipment rental 1,000 135 Miscellaneous 3,000 150 Petroleum products 3,500 2,471 Small tools and equipment 300 - Aggregates 19,000 11,081 Equipment 5,037 2,197 Materials 53,500 47,916 Total 279,367 244,734 Less non - operating expenses Fixed assets capitalized (2,197) (2,197) Total main and fire hydrant maintenance 277,170 242,537 Meter maintenance Salaries 53,820 54,730 Overtime 1,000 115 Part -time 1,240 312 Employee benefits 9,880 6,885 Professional services 1,000 394 Travel, training, and dues 200 170 Printing and advertising 300 - Contractual services 1,000 470 Motor vehicle maintenance 3,000 965 Repairs and maintenance 700 120 Miscellaneous 100 - Supplies 300 - Petroleum products 800 687 Materials 5,500 4,126 Small tools and equipment 100 - Equipment 47,664 28,134 Total meter maintenance 126,604 97,108 Less non - operating expenses Fixed assets capitalized (22,664) (22,664) 103,940 74,444 Total operating expenses $ 2,567,060 $ 2,412,671 71 VILLAGE OF DEERFIELD, ILLINOIS Water Fund Schedule of Fixed Assets and Depreciation Year Ended April 30,1997 Assets Balances Balances May 1 Additions Retirements April 30 Water system $ 3,015,265 $ - $ - $ 3,015,265 Equipment and vehicles 532,573 24,861 - 557,434 Water system Equipment and vehicles Net asset value $ 3,547,838 $ 24,861 $ - $ 3,572,699 Balances May 1 $ 1,073,286 Accumulated Additions $ 46,370 A44M-7471- =7 Balances April 30 $ 1,119,656 443,482 50,675 - 494,157 $ 1,516,768 $ 97,045 $ - $ 1,613,813 $ 1,958,886 72 VILLAGE OF DEERFIELD, ILLINOIS Sewerage Fund Balance Sheet April 30,1997 and 1996 Fixed assets Cost 122_7 1996 ASSETS (6,412,989) (6,164,897) Current assets 4,604,808 4,844,128 Cash and investments $ 1,420,048 $ 1,252,358 Receivables Accounts - billed 48,085 104,822 Accounts - unbilled 238,687 246,024 Accrued interest 28,046 15,937 Other 14,296 9,332 Inventories 1,804 5,901 1,750,966 1,634,374 Fixed assets Cost 11,017,797 11,009,025 Accumulated depreciation (6,412,989) (6,164,897) 4,604,808 4,844,128 Total assets $ 6,355,774 $ 6,478,502 LIABILITIES AND FUND EQUITY Current liabilities Accounts payable $ 116,771 $ 46,040 Accrued payroll 6,169 2,756 Compensated absences payable 147,649 144,530 Total liabilities 270,589 193,326 Fund equity Contributed capital 5,246,904 5,382,223 Retained earnings - unreserved 838,281 902,953 Total fund equity 6,085,185 6,285,176 Total liabilities and fund equity $ 6,355,774 $ 6,478,502 See accompanying notes to financial statements. 73 VILLAGE OF DEERFIELD, ILLINOIS Sewerage Fund Statement of Revenues, Expenses, 1 and Changes in Retained Earnings - Unreserved - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 1 Net income (loss) Other changes in retained earnings - unreserved Depreciation that reduces contributed capital Net (decrease) in retained earnings - unreserved Retained earnings - unreserved May 1- as restated April 30 1997 Operating revenues Charges for services 1996 Sewer charges Actual Surcharges - construction $ 1,375,000 $ Miscellaneous $ 1,377,145 Permits and fees 50,406 Penalties ' Other Total operating revenues 29,410 Operating expenses excluding depreciation 16,014 Administration Operations 25,000 Treatment plant 27,742 Cleaning and maintenance ' Construction Total operating expenses excluding 224,271 depreciation 870,840 Operating income before depreciation 887,266 Depreciation 144,467 Operating (loss) 152,710 Nonoperating revenues (expenses) 141,743 Interest income ' Depreciation reserve 1,364,720 Income (loss) before operating transfers 1 Operating transfers (out) 102,500 Vehicle Replacement Fund 239,245 Infrastructure Replacement Fund Net income (loss) Other changes in retained earnings - unreserved Depreciation that reduces contributed capital Net (decrease) in retained earnings - unreserved Retained earnings - unreserved May 1- as restated April 30 1997 1996 Budget Actual Actual $ 1,375,000 $ 1,334,177 $ 1,377,145 - 50,406 49,620 15,000 20,211 29,410 17,000 16,014 16,661 25,000 47,980 27,742 1,432,000 1,468,788 1,500,578 233,070 224,271 205,951 870,840 932,225 887,266 138,040 144,467 129,760 152,710 155,578 141,743 1,394,660 1,456,541 1,364,720 37,340 12,247 135,858 102,500 248,092 239,245 (65,160) (235,845) (103,387) 55,000 68,854 50,624 75,000 - - 130,000 68,854 50,624 64,840 (166,991) (52,763) (33,000) (33,000) (33,000) - - (165,000) (33,000) (33,000) (198,000) $ 31,840 (199,991) (250,763) 135,319 124,403 (64,672) (126,360) 902,953 1,029,313 $ 838,281 $ 902,953 See accompanying notes to financial statements. 74 VILLAGE OF DEERFIELD, ILLINOIS Sewerage Fund Schedule of Operating Expenses - Budget and Actual Year Ended April 30,1997 Operations et Actual Administration Salaries $ 85,290 $ 96,363 Overtime 3,830 3,660 Part -time 5,590 5,626 Employee benefits 16,510 13,416 Contractual services 4,800 3,346 Professional services 200 11,699 Travel, training, and dues 600 233 Printing and advertising 150 418 Communications 3,400 3,004 Insurance 85,000 58,005 Motor vehicle maintenance 900 2,228 Repairs and maintenance 1,800 1,289 Miscellaneous 1,200 1,046 Supplies 1,300 1,350 Petroleum products 1,000 1,216 Occupancy 20,000 20,000 Apparel 1,500 1,372 Total administration 233,070 224,271 Operations Treatment plant Salaries 389,060 383,636 Overtime 15,420 22,224 Part -time 5,900 3,136 Employee benefits 67,810 52,306 Professional services 5,000 - Travel, training, and dues 2,250 1,301 Printing and advertising 300 37 Communications 7,700 7,408 Contractual services 30,500 31,226 Utility services 165,900 208,507 Motor vehicle maintenance 4,000 1,947 Repairs and maintenance 117,000 160,389 Equipment rental 3,000 - Supplies 19,500 28,332 Petroleum products 8,000 6,031 Chlorine 5,000 8,697 Aggregates 5,000 5,833 Materials 7,000 5,668 Small tools and equipment 1,200 288 Apparel 2,100 2,137 Equipment 13,508 8,008 Miscellaneous 3,700 3,122 Total 878,848 940,233 (Continued) 75 1 VILLAGE OF DEERFIELD, ILLINOIS Sewerage Fund Schedule of Operating Expenses - Budget and Actual 1 Year Ended April 30,1997 Operations (Continued) Treatment plant (Continued) Less non - operating expenses Fixed assets capitalized Total treatment plant Cleaning and maintenance Salaries Overtime Part -time ' Employee benefits Contractual services Motor vehicle maintenance Repairs and maintenance Equipment rental Miscellaneous Supplies Petroleum products Aggregates Materials Equipment Small tools and equipment Total Less non - operating expenses Fixed assets capitalized Total cleaning and maintenance Construction Salaries Overtime Part -time Employee benefits Contractual services Motor vehicle maintenance Repairs and maintenance Equipment rental Supplies Petroleum products Aggregates Materials Small tools and equipment Total construction Total operating expenses 76 hudpt Actual $ (8,008) $ (8,008) 870,840 932,225 73,280 78,137 5,490 6,286 3,110 1,854 13,720 10,290 7,000 17,800 3,500 3,043 5,000 8,477 1,000 - 2,000 918 11,300 9,856 1,400 1,101 2,600 1,000 6,000 5,424 3,104 764 300 281 138,804 145,231 (764) (764) 138,040 144,467 90,770 80,427 830 1,019 1,760 - 16,750 10,379 5,000 15,143 6,200 8,672 3,200 5,161 1,000 - 1,000 385 2,000 2,564 8,000 6,251 16,000 25,577 200 - 152,710 155,578 $ 1,394,660 $ 1,456,541 VILLAGE OF DEERFIELD, ILLINOIS Sewerage Fund Schedule of Fixed Assets and Depreciation Year Ended April 30,1997 Assets Balances Balances May 1 Additions Retirements April 30 Sewer system $ 10,654,792 $ - $ - $ 10,654,792 Equipment and vehicles 354,233 8,772 - 363,005 $ 11,009,025 $ 8,772 $ - $ 11,017,797 Accumulated Depreciation Balances Balances May 1 Additions Retirements April 30 Sewer system $ 5,908,205 $ 234,583 $ - $ 6,142,788 Equipment and vehicles Net asset value $ 6,164,897 $ 248,092 77 $ 6,412,989 $ 4,604,808 VILLAGE OF DEERFIELD, ILLINOIS Refuse Fund Balance Sheet April 30,1997 and 1996 ASSETS Current assets Cash and investments Receivables Property taxes Accounts - billed Accounts - unbilled Accrued interest Other Due from component unit Total assets LIABILITIES AND RETAINED EARNINGS Current liabilities Accounts payable Retained earnings Unreserved Total liabilities and retained earnings • • SIB $ 234,798 $ 155,062 648,290 10,311 52,356 1,541 3,803 6,483 $ 957,582 674,135 23,549 52,356 3,042 3,439 177 $ 911,760 $ 80,340 $ 78,835 877,242 $ 957,582 See accompanying notes to financial statements. 78 832,925 $ 911,760 VILLAGE OF DEERFIELD, ILLINOIS Refuse Fund Statement of Revenues, Expenses, and Changes in Retained Earnings - Unreserved - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 See accompanying notes to financial statements. wt 1997 1996 Budget Actual dal Operating revenues Charges for services Refuse billing $ 316,000 $ 326,377 $ 515,638 Miscellaneous 32,500 35,256 66,046 Total operating revenues 348,500 361,633 581,684 Operating expenses Administration 79,790 76,976 64,512 Operations Contractual services 964,690 963,687 1,183,204 Total operating expenses 1,044,480 1,040,663 1,247,716 Operating (loss) (695,980) (679,030) (666,032) Nonoperating revenues Interest income 10,000 17,055 12,165 Property taxes 725,000 718,942 724,021 735,000 735,997 736,186 Income before operating transfers 39,020 56,967 70,154 Operating transfers (out) Vehicle Replacement Fund (12,650) (12,650) (15,000) Net income $ 26,370 44,317 55,154 Retained earnings - unreserved May 1 832,925 777,771 April 30 $ 877,242 $ 832,925 See accompanying notes to financial statements. wt VILLAGE OF DEERFIELD, ILLINOIS Commuter Parking Lot Fund Balance Sheet April 30,1997 and 1996 ASSETS Current assets Cash and investments Receivables - accrued interest Fixed assets Cost Accumulated depreciation Total assets LIABILITIES AND FUND EQUITY Current liabilities Accounts payable Fund equity Contributed capital Retained earnings - unreserved Total fund equity Total liabilities and fund equity .. $ 740,710 710,108 (556,175) $ 905,977 _•'• $ 685,525 710,108 (523,905) $ 883,097 $ 8,744 $ 10,023 162,424 203,048 734,809 670,026 897,233 873,074 $ 905,977 $ 883,097 See accompanying notes to financial statements. 80 VILLAGE OF DEERFIELD, ILLINOIS Commuter Parking Lot Fund Statement of Revenues, Expenses, and Changes in Retained Earnings - Unreserved - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 Operating revenues Parking lot fees Operating expenses excluding depreciation Operations Operating income before depreciation Depreciation Operating income Nonoperating revenues Interest income Income before operating transfers Operating transfers (out) Street and Bridge Fund Net income Other changes in retained earnings - unreserved Depreciation that reduces contributed capital Net increase in retained earnings - unreserved Retained earnings - unreserved May 1 1997 Budget Actual $ 182,000 $ 168,391 59,140 122,860 122,860 29,000 151,860 (100,000) $ 51,860 117,937 32,270 85,667 124,159 (100,000) 24,159 1996 Actual $ 186,481 55,193 131,288 32,270 99,018 36,284 135,302 (90,000) 45,302 40,624 19,765 64,783 65,067 April 30 $ 734,809 $ 670,026 See accompanying notes to financial statements. 1 1 1 1 1 1 i 1 1 1 1 1 1 1 1 1 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS Commuter Parking Lot Fund Schedule of Operating Expenses - Budget and Actual Year Ended April 30,1997 Operations Parking lots - village and federal funds Salaries Benefits Insurance Utility service Repairs and maintenance Property rentals Supplies Miscellaneous Aggregates Materials Contractual Equipment Total parking lots - village and federal funds Parking lots - village construction Salaries Benefits Insurance Utility services Repairs and maintenance Supplies Aggregates Materials Contractual Equipment Total parking lots - village construction Total operating expenses 82 EJ 8,490 1,020 510 4,000 2,000 7,500 500 200 200 800 7,700 7,920 974 420 2,865 100 7,440 8 7,457 34,920 27,184 8,180 7,920 900 1,161 440 349 4,000 5,540 500 162 400 8 100 - 1,000 672 7,700 7,458 1,000 - $ 59,140 $ 50,454 Land Parking lot improvements VILLAGE OF DEERFIELD, ILLINOIS Commuter Parking Lot Fund Schedule of Fixed Assets and Depreciation Year Ended April 30,1997 Balances May $ 77,500 Assets �W.. -1_C - A Balances Any $ 77,500 632,608 - - 632,608 $ 710,108 $ - $ - $ 710,108 Accumulated Depreciation Balances Balances May 1 Additions Retirements April 30 Parking lot $ 523,905 $ 32,270 $ - $ 556,175 Net asset value $ 153,933 83 INTERNAL SERVICE FUNDS Garage Fund To account for all activity necessary to maintain the efficient and safe operation of Village vehicles and equipment. The Garage is operated and maintained by the Village of Deerfield and the various departments are billed according to the services rendered. Insurance Fund To account for monies set aside for the payment of medical, dental, and life insurance premiums for Village employees. The revenue is derived from charges to the various funds. ASSETS Current assets Cash and investments Receivables Accounts Accrued interest Inventories Total assets LIABILITIES AND RETAINED EARNINGS Current liabilities Accounts payable Accrued payroll Compensated absences payable Claims payable Total liabilities Retained earnings Unreserved Total liabilities and retained earnings VILLAGE OF DEERFIELD, ILLINOIS Internal Service Funds Combining Balance Sheet April 30,1997 (with comparative totals for 1996) Totals Garaze Insurance 1997 1996 $ 32,530 $ 461,149 $ 493,679 - 8,096 8,096 60,398 - 60,398 $ 92,928 $ 469,245 $ 562,173 $ 456,315 110 3,952 60,398 $ 520,775 $ 3,280 $ 54,451 $ 57,731 $ 61,967 1,522 - 1,522 94 37,146 - 37,146 34,373 - 177,005 177,005 177,005 41,948 231,456 273,404 273,439 50,980 237,789 $ 92,928 $ 469,245 288,769 $ 562,173 See accompanying notes to financial statements. 84 247,336 $ 520,775 VILLAGE OF DEERFIELD, ILLINOIS Internal Service Funds Combining Statement of Revenues, Expenses, and Changes in Retained Earnings - Unreserved Year Ended April 30,1997 �i (with comparative totals for 1996) Totals Gara e Insurance 1997 1996 Operating revenues Charges for services Billings $ 238,577 $ 896,043 $ 1,134,620 $ 940,853 Operating expenses Administration - 906,071 906,071 845,792 1 Operations 212,182 - 212,182 192,166 Total operating expenses 212,182 906,071 1,118,253 1,037,958 Operating income (loss) 26,395 (10,028) 16,367 (97,105) Nonoperating revenues Interest income - 27,066 27,066 30,767 Income before operating transfers 26,395 17,038 43,433 (66,338) Operating transfers (out) (2,000) - (2,000) (2,000) Net income (loss) 24,395 17,038 41,433 (68,338) Retained earnings - unreserved May 1 26,585 220,751 247,336 315,674 April 30 l $ 50,980 $ 237,789 $ 288,769 $ 247,336 See accompanying notes to financial statements. r 85 VILLAGE OF DEERFIELD, ILLINOIS Internal Service Funds Combining Statement of Cash Flows Year Ended April 30,1997 (with comparative totals for 1996) Cash flows from noncapital financing activities Operating transfers (out) (2,000) - (2,000) (2,000) Cash flows from investing activities Purchase of investment securities - (625,000) Totals (400,954) Proceeds from sale and maturities Garage Insurance 122 12L Cash flows from operating activities - 550,000 550,000 303,589 Operating income (loss) $ 26,395 $ (10,028) $ 16,367 $ (97,105) Adjustments to reconcile operating - (51,201) (51,201) (67,485) income (loss) to net cash provided by (used in) operating activities Cash and cash equivalents $ 32,530 $ 36,149 $ Changes in assets and liabilities $ 105,438 Investments - Receivables 110 - 110 190 Accounts payable 759 (4,995) (4,236) (11,089) Accrued payroll 1,428 - 1,428 94 Compensated absences payable 2,773 - 2,773 - Due to other funds - - - (13,088) 31,465 (15,023) 16,442 (120,998) Cash flows from noncapital financing activities Operating transfers (out) (2,000) - (2,000) (2,000) Cash flows from investing activities Purchase of investment securities - (625,000) (625,000) (400,954) Proceeds from sale and maturities Cash and cash equivalents of investment securities - 550,000 550,000 303,589 Interest on investments - 23,799 23,799 29,880 $ 32,530 - (51,201) (51,201) (67,485) Net increase (decrease) in cash and cash equivalents 29,465 (66,224) (36,759) (190,483) Cash and cash equivalents May 1 3,065 102,373 105,438 295,921 April 30 $ 32,530 $ 36,149 $ 68,679 $ 105,438 Cash and investments Cash and cash equivalents $ 32,530 $ 36,149 $ 68,679 $ 105,438 Investments - 425,000 425,000 350,877 $ 32,530 $ 461,149 $ 493,679 $ 456,315 See accompanying notes to financial statements. 86 t i r r r t t r i i r VILLAGE OF DEERFIELD, ILLINOIS Garage Fund Statement of Revenues, Expenses, and Changes in Retained Earnings - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 Operating revenues Charges for services Billings Operating expenses Operations Income before operating transfers Operating transfers (out) Vehicle Replacement Fund Net income Retained earnings May 1 April 30 1997 1996 Budget Actual Actual $ 218,500 $ 238,577 $ 210,901 4,710 26,395 18,735 (2,000) (2,000) (2,000) $ 2,710 24,395 16,735 26,585 9,850 $ 50,980 $ 26,585 See accompanying notes to financial statements. 87 VILLAGE OF DEERFIELD, ILLINOIS Garage Fund Schedule.of Operating Expenses - Budget and Actual Year Ended April 30,1997 :: Budget Actual Operations Public works department Salaries $ 104,020 $ 113,548 Overtime 6,630 11,818 Employee benefits 18,340 15,140 Apparel 500 597 Repairs and maintenance 6,000 3,573 Travel, training, and dues 700 15 Printing and advertising 400 356 Communications 700 578 Utility services 1,600 1,125 Insurance 7,000 4,263 Petroleum products 300 298 Miscellaneous 400 50 Materials 500 - Small tools and equipment 2,500 2,263 Supplies 61,200 55,655 Equipment 3,000 2,903 Total operating expenses $ 213,790 $ 212,182 :: VILLAGE OF DEERFIELD, ILLINOIS Insurance Fund Statement of Revenues, Expenses, and Changes in Retained Earnings Year Ended April 30,1997 and 1996 Operating revenues Charges for services Billings $ 896,043 $ 729,952 Operating expenses Administration Insurance 906,071 845,792 Operating (loss) (10,028) (115,840) Nonoperating revenues Interest income 27,066 30,767 Net income (loss) 17,038 (85,073) Retained earnings May 1 220,751 305,824 April 30 $ 237,789 $ 220,751 See accompanying notes to financial statements. 89 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 TRUST AND AGENCY FUNDS Pension Trust Fund Police Pension Fund - to account for the accumulation of resources to pay pension costs. Resources are contributed by police force members at rates fixed by state statutes and by the Village through an annual property tax levy. Agency Funds Deposit Fund - to account for monies on deposit with the Village which are being held on a temporary basis. Deferred Compensation Plan Fund - to account for salary deductions held by the government employees. The deferred compensation is available to employees upon termination or retirement. Deerfield Cemetery Association Fund - to account for the monies on deposit with the Village which are being held for the Deerfield Cemetery Association. Lake -Cook Metra Study Grant Fund - to account for a grant that is passed through the Village. East Shore Radio Network Fund - to account for the monies on deposit with the Village which are being held for the East Shore Radio Network. V) 00 IT ON N T 0.4 0 N V ON 1 D` 00 zON IT r 00 Z N V' n V' \° V' I�1 V• � v C � 00 v to CN A w v�^ `Q V' V' T o ri T tf a - M N M 00 N t� ° M w ¢ a4 a A v n a �p 00 to C .'10 N N r r 0 00 �a r I no � O w M \0 M d N e+ r a r v �-t M Q) fC c� 0 a� 0 co O U V (C N N Cn 00 IT ON N T N N V ON 1 D` 00 t\ IT r 00 Z N V' n V' \° V' T V• � v C � 00 v to CN N V N to C% to v 00 to V' V' T ri T tf a - M N M 00 N t� �0 M .. Q it M o v V' Ito to v n a �p 00 to C .'10 N N r r 'r 00 D` e•+ r I no M dcUMWc.¢OQ¢ M \0 M d N e+ r awaQC�L]L] r N 46SI EA Efl O E^ N 00 M 70 � to .-� � to \O 0 m r N O 00 N n v � C � O V� tri \0 N N~ tM I 'd' r N r �Mp O\ O to V' 2 OMO N OT0 M 7MD CM 00 �-+ M to N 00 (fl kA EA iii w p O �l 00 QO X M co N M M fn v fa W to Ffj cA Ffl \C N C T °O C U M 0} N N N N N x 0 tQ v ei EA fA LS {� > r 41 'U ` N N N N U t. d i-+ � Q V Q f+9 fA % 6S 9 00 o o C UEa 'us cfl cc � M M N M M Ow to bA ffl Vf N \0 \0 M ' N N ' N to t\ � 00 'T \ Vim' N 0 ooc Opp 0o0 j O U Ln N v V' n N M M 00 M 70 C r C r r (A ffl 69 Vfl M Q) fC c� 0 a� 0 co O U V (C N N Cn Q Gfl e; •C 0, aCi � v C � 00 v to Z U , y C L C C v s in v v n y > d z ea ? 01 N u G y •Sf , •C u v w v •Lf O ar `�' .. Q it Y 0. m to O v Ito s , C .'10 dcUMWc.¢OQ¢ -o a F- awaQC�L]L] dot: M Q) fC c� 0 a� 0 co O U V (C N N Cn VILLAGE OF DEERFIELD, ILLINOIS Police Pension Fund Statement of Revenues, Expenses, and Changes in Fund Balance - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 Operating revenues Taxes Property taxes Replacement taxes Contributions Employee contributions Interest Total revenues Operating expenses Benefits and refunds Pension payments Separation refunds Miscellaneous Miscellaneous Total operating expenses Net income Fund balance May 1 April 30 1997 $ 240,000 $ 8,000 195,000 1,493,000 383,830 20,000 405,830 $ 1,087,170 .. •- 238,120 $ 225,170 7,637 7,408 186,027 182,731 1,089,631 1,185,565 371,015 318,461 372,908 319,905 1,148,507 1,280,969 12,686,498 11,405,529 $ 13,835,005 $ 12,686,498 See accompanying notes to financial statements. 91 VILLAGE OF DEERFIELD, ILLINOIS Agency Funds Combining Statement of Changes in Assets and Liabilities Year Ended Apri130,1997 Balances Balances May-1 Additions Deductions Al2ril 30 All Funds ASSETS Cash and investments $ 906,162 $ 856,400 $ 379,062 $1,383,500 Receivables - other 149,761 4,236 8,869 137,866 16,131 Assets held by agents for deferred $ 960,481 $ 452,250 $ 96,314 $1,316,417 compensation plan (market value) 3,111,526 674,139 130,657 3,655,008 Total assets $ 4,167,449 $1,534,775 $ 647,585 $ 5,054,639 LIABILITIES Accounts payable $ 42,572 $ 361,730 $ 367,109 $ 37,193 Deposits payable 973,444 467,626 118,781 1,322,289 Due to other funds 8,869 2,892 - 11,761 Due to participants 3,142,564 702,527 161,695 3,683,396 Total liabilities $ 4,167,449 $ 1,534,775 $ 647,585 $ 5,054,639 Deposit Fund ASSETS Cash and investments 864,167 452,250 - $ 1,316,417 Receivables- other 96,314 - 96,314 - $ 960,481 $ 452,250 $ 96,314 $ 1,316,417 LIABILITIES Accounts payable $ 7,753 $ 6,347 $ 7,118 $ 6,982 Deposits payable 943,859 443,011 89,196 1,297,674 Due to other funds 8,869 2,892 - 11,761 Total liabilities $ 960,481 $ 452,250 $ 96,314 $1,316,417 Deferred Compensation ' Plan Fund ASSETS ' Assets held by agents for deferred plan (market value) $ 3,111,526 $ 674,139 $ 130,657 $ 3,655,008 LIABILITIES ' Due to participants $ 3,111,526 $ 674,139 $ 130,657 $ 3,655,008 (Continued) ' 92 VILLAGE OF DEERFIELD, ILLINOIS Agency Funds Combining Statement of Changes in Assets and Liabilities Year Ended April 30,1997 Deerfield Cemetery Association Fund ASSETS Cash and investments Receivables - other Total assets ' LIABILITIES Accounts payable ' Deposits Payable Total liabilities Lake -Cook Metra Study Grant Fund ASSETS Cash and investments Receivables - other Total assets LIABILITIES Accounts payable East Shore Radio Network Fund ASSETS Cash and investments Receivables - other Total assets LIABILITIES Accounts payable Due to participants Total liabilities Balances Balances Mall Additions Deductions Al2ril 30 $ 19,632 $ 24,615 $ 31,527 $ 12,720 11,895 - - 11,895 31,527 24,615 31,527 24,615 $ 1,942 $ - $ 1,942 $ - 29,585 24,615 29,585 24,615 $ 31,527 $ 24,615 $ 31,527 $ 24,615 $ 3 $ 345,862 $ 325,175 $ 20,690 31,663 4,236 31,663 4,236 $ 31,666 $ 350,098 $ 356,838 $ 24,926 $ 31,666 $ 350,098 $ 356,838 $ 24,926 $ 22,360 $ 33,673 $ 22,360 $ 33,673 9,889 - 9,889 - $ 32,249 $ 33,673 $ 32,249 $ 33,673 $ 1,211 $ 5,285 $ 1,211 $ 5,285 31,038 28,388 31,038 28,388 $ 32,249 $ 33,673 $ 32,249 $ 33,673 See accompanying notes to financial statements. 93 a n 0 C Z C'1 O C v a n 0 C Z n a 0 c b I 1 u GENERAL FIXED ASSETS ACCOUNT GROUP ' Fixed assets used in operations are not accounted for in governmental funds. General fixed assets include all fixed assets not accounted for in Proprietary Funds or in Trust Funds. 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS General Fixed Assets Account Group Schedule of General Fixed Assets - by Source April 30,1997 and 1996 GENERAL FIXED ASSETS Land Buildings and improvements Vehicles Equipment INVESTMENT IN GENERAL FIXED ASSETS General revenues Tax incremental financing bonds General obligation bonds Installment contracts 94 1997 1996 $ 7,596,346 $ 3,771,232 4,916,773 4,915,798 901,836 1,051,944 2,643,901 2,357,781 $ 16,058,856 $ 12,096,755 $ 10,057,847 $ 6,095,746 4,101,009 4,101,009 1,500,000 1,500,000 400,000 400,000 $ 16,058,856 $ 12,096,755 VILLAGE OF DEERFIELD, ILLINOIS General Fixed Assets Account Group Schedule of General Fixed Assets - by Function April 30,1997 95 Buildings and Function Land Improvements Vehicles Equipment Totals General government $ 6,175,564 $ 296,254 $ 59,035 $ 1,045,448 $ . 7,576,301 Public safety 1,271,340 1,064,723 109,064 983,412 3,428,539 Public works 149,442 3,555,796 733,737 615,041 5,054,016 $ 7,596,346 $ 4,916,773 $ 901,836 $ 2,643,901 $ 16,058,856 95 VILLAGE OF DEERFIELD, ILLINOIS General Fixed Assets Account Group Schedule of Changes in General Fixed Assets - by Function Year Ended April 30,1997 M-1 Balances Balances Function May 1 Additions Retirements April 30 General government $ 3,665,977 $ 3,921,364 $ 11,040 $ 7,576,301 Public safety 3,395,032 201,507 168,000 3,428,539 Public works 5,035,746 48,270 30,000 5,054,016 $ 12,096,755 $ 4,171,141 $ 209,040 $ 16,058,856 M-1 v� m� �� a n� CO �z n a� � oa c� GENERAL LONG -TERM DEBT ACCOUNT GROUP ITo account for the noncurrent portion of the Government's Bond Issue liabilities. VILLAGE OF DEERFIELD, ILLINOIS General Long -Term Debt Account Group Schedule of General Long -Term Debt April 30, 1997 (with comparative totals for 1996) AMOUNT AVAILABLE AND TO BE PROVIDED FOR THE RETIREMENT OF GENERAL LONG -TERM DEBT Amount available for debt service Amount to be provided for retirement of general long- term debt GENERAL LONG -TERM DEBT PAYABLE General obligation bonds payable General Obligation Refunding Bond Series of 1993 1997 1996 $ 2,235,663 $ 2,186,990 6,719,337 8,033,010 $ 8,955,000 $ 10,220,000 $ 8,955,000 $ 10,220,000 See accompanying notes to financial statements. 97 1 1 I ri 1 r. COMPONENT UNIT ' Component Unit (Public Library Fund) - The Public Library Fund is used to account for the resources necessary to provide the educational, cultural, and recreational activities of the Deerfield Public Library. 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS Component Unit - Public Library Combining Balance Sheet April 30,1997 (with comparative totals for 1996) Agency Fund Deferred General Fixed General Compensation Asset Account Totals General Plan On= 122 122 ASSETS Cash and investments $ 1,140,560 $ - $ - $ 1,140,560 $ 769,760 Receivables - property taxes 1,081,244 - - 1,081,244 1,081,376 Due from primary government - - - - 200 Assets held by agents for deferred compensation plan (market value) - 56,809 - 56,809 46,403 General fixed assets - - 1,428,694 1,428,694 1,428,694 Total assets $ 2,221,804 $ 56,809 $ 1,428,694 $ 3,707,307 $ 3,326,433 LIABILITIES AND FUND EQUITY Liabilities Accounts payable $ 58,954 $ - $ - $ 58,954 $ 44,796 Due to primary government 43,767 - - 43,767 1,475 Deferred property taxes 1,209,217 - - 1,209,217 1,197,857 Due to participants - 56,809 - 56,809 46,403 Total liabilities 1,311,938 56,809 - 1,368,747 1,290,531 Fund equity Investment in general fixed assets - - 1,428,694 1,428,694 1,428,694 Fund balance - unreserved Designated - capital improvements 203,250 - - 203,250 140,000 Undesignated 706,616 - - 706,616 467,208 Total fund equity 909,866 - 1,428,694 2,338,560 2,035,902 Total liabilities and fund equity $ 2,221,804 $ 56,809 $ 1,428,694 $ 3,707,307 $ 3,326,433 See accompanying notes to financial statements. M 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS Component Unit - Public Library General Fund Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual Year Ended April 30,1997 and Actual Only for 1996 Revenues Taxes Property taxes Replacement taxes Intergovernmental Grants Charges for services Non - resident fees Fees, fines, penalties Xerox Videos Interest Miscellaneous Impact fees Tax incremental finance district surplus property tax rebate Gifts Insurance Rebate Reserve for repairs and replacement Total revenues Expenditures Culture and recreation Excess (deficiency) of revenues over expenditures Fund balance May 1 April 30 1997 1996 Budget Actual Actual $ 1,209,487 $ 1,188,139 $ 1,095,201 16,000 23,475 22,770 21,000 21,659 21,659 16,000 19,393 17,496 35,000 36,480 37,391 8,000 9,041 8,872 10,000 16,425 16,487 30,000 57,797 43,257 53,250 24,442 26,318 150,000 185,970 166,063 500 4,579 5,051 - 9,680 18,960 360,000 - - 1,909,237 1,597,080 1,479,525 1,909,237 1,294,422 1,497,702 $ - 302,658 (18,177) $ 909,866 $ 607,208 See accompanying notes to financial statements. • • VILLAGE OF DEERFIELD, ILLINOIS Component Unit - Public Library General Fund Schedule of Expenditures - Budget and Actual Year Ended April 30,1997 Culture and recreation Salaries - professional $ 382,721 Salaries - non - professional 441,240 Employee benefits 64,965 Professional services 5,000 Education, travel, and dues 7,800 Communication 9,700 Insurance 21,885 Contractual services 20,600 Utilities 1,500 Repairs, maintenance of building and equipment building supplies 115,000 Supplies - library and office 20,000 Books 118,630 Periodicals 38,500 Audio - visual 23,000 Binding 3,600 Special library programs 8,500 Data base 3,000 New equipment 11,000 Printing 9,000 Cataloging service 5,000 Miscellaneous 1,500 Automation project 107,846 Remodeling project 252,154 Improvements - other than building 33,846 TIF Reserve 203,250 Total expenditures 100 377,147 385,130 57,579 41,892 8,348 9,372 24,671 15,503 1,067 35,652 30,754 119,325 26,459 20,020 251 12,172 9,772 5,163 11,615 3,652 1,082 97,588 208 $ 1,909,237 $ 1,294,422 VILLAGE OF DEERFIELD, ILLINOIS Component Unit - Public Library Agency Fund Statement of Changes in Assets and Liabilities Year Ended April 30,1997 Deferred Compensation Plan Fund ASSETS Assets held by agents for deferred plan (market value) LIABILITIES Due to participants Balances Balances May-1 Additions Deductions Al2ri130 $ 46,403 $ 18,202 $ 7,796 $ 56,809 $ 46,403 $ 18,202 $ 7,796 $ 56,809 See accompanying notes to financial statements. 101 VILLAGE OF DEERFIELD, ILLINOIS Component Unit - Public Library General Fixed Assets Account Group Schedule of General Fixed Assets - by Source April 30,1997 GENERAL FIXED ASSETS Land $ 145,556 Buildings and improvements 848,116 Equipment 435,022 $ 1,428,694 INVESTMENT IN GENERAL FIXED ASSETS General revenues $ 1,428,694 102 IVILLAGE OF DEERFIELD, ILLINOIS Illinois Municipal Retirement Fund Required Supplementary Information Analysis of Funding Progress ' April 30,1997 ' 1987 $1,851,900 $ 3,229,435 57.34% $1,377,535 (6) 60.10% (1) 1988 1,488,727 3,137,943 47.44 Unfunded rAssets Net 1989 1,770,910 3,489,507 Pension Benefit 1,718,597 Available 65.19 ' (4) 2,320,255 Obligation ' for Benefits (2) (3) Unfunded Pension (5) as a Percentage 4,709,444 (Lower of Pension Percentage Benefit Annual of Covered 3,782,246 Calendar Cost or Benefit Funded Obligation Covered Payroll ' Year Market ) Obligation (1)+(2) (2 - 1 Payroll (4)+(5 * Market value (During the implementation transition period all information required is presented for as many years as is available.) 'Analysis of the dollar amounts of net assets available for benefits, pension benefit obligation, Y P and unfunded pension benefit obligation in isolation can be misleading. Expressing the net ' assets available for benefits as a percentage of the pension benefit obligation provides one indication of funding status on a going- concern basis. Analysis of this percentage over time indicates whether the system is becoming financially stronger or weaker. Generally, the greater this percentage, the stronger the PERS. Trends in unfunded pension benefit obligation and annual covered payroll are both affected by inflation. Expressing the unfunded pension benefit obligation as a percentage of annual covered payroll approximately adjusts for the effects of ' inflation and aids analysis of progress made in accumulating sufficient assets to pay benefits when due. Generally, the smaller the percentage, the stronger the PERS. 103 1987 $1,851,900 $ 3,229,435 57.34% $1,377,535 $2,292,114 60.10% ' 1988 1,488,727 3,137,943 47.44 1,649,216 2,529,121 65.21 1989 1,770,910 3,489,507 50.75 1,718,597 2,636,443 65.19 ' 1990 2,320,255 4,464,450 51.97 2,144,195 2,800,891 76.55 1991 2,916,035 4,709,444 61.92 1,793,409 2,990,934 59.96 ' 1992 3,782,246 5,482,073 68.99 1,699,827 3,115,096 54.57 1993 4,437,725 6,231,398 71.22 1,793,673 3,349,867 53.54 ' 1994 5,213,379 7,105,834 73.37 1,892,455 3,551,486 53.29 1995 7,032,907 8,572,278 82.04 1,539,371 3,693,506 41.68 ' 1996 8,623,155* 9,097,515 94.79 474,360 3,828,030 12.39 * Market value (During the implementation transition period all information required is presented for as many years as is available.) 'Analysis of the dollar amounts of net assets available for benefits, pension benefit obligation, Y P and unfunded pension benefit obligation in isolation can be misleading. Expressing the net ' assets available for benefits as a percentage of the pension benefit obligation provides one indication of funding status on a going- concern basis. Analysis of this percentage over time indicates whether the system is becoming financially stronger or weaker. Generally, the greater this percentage, the stronger the PERS. Trends in unfunded pension benefit obligation and annual covered payroll are both affected by inflation. Expressing the unfunded pension benefit obligation as a percentage of annual covered payroll approximately adjusts for the effects of ' inflation and aids analysis of progress made in accumulating sufficient assets to pay benefits when due. Generally, the smaller the percentage, the stronger the PERS. 103 VILLAGE OF DEERFIELD, ILLINOIS I Police Pension Fund Required Supplementary Information Analysis of Funding Progress April 30,1997 ' (During the implementation transition period all information required is presented for as many years as is available.) Analysis of the dollar amounts of net assets available for benefits, pension benefit obligation, and unfunded pension benefit obligation in isolation can be misleading. Expressing the net assets available for benefits as a percentage of the pension benefit obligation provides one indication of funding status on a going- concern basis. Analysis of this percentage over time indicates whether the system is becoming financially stronger or weaker. Generally, the greater this percentage, the stronger the PERS. Trends in unfunded pension benefit obligation and annual covered payroll are both affected by inflation. Expressing the unfunded pension benefit obligation as a percentage of annual covered payroll approximately adjusts for the effects of inflation and aids analysis of progress made in accumulating sufficient assets to pay benefits when due. Generally, the smaller the percentage, the stronger the PERS. 104 (6) Unfunded (Assets in (1) Excess of) Net (4) Pension Assets Unfunded Benefit Available (Assets in Obligation for Excess of) as a Benefits (2) (3) Pension (5) Percentage (Lower of Pension Percentage Benefit Annual of Covered Fiscal Cost or Benefit Funded Obligation Covered Payroll Year Market ) Obligation (1)+(2) Q-(1) Pa3roll (4)+(5 1988 $5,055,040 $ 4,290,531 118.00 $ (764,509) $1,237,594 (62.00)% 1989 5,692,830 4,823,277 118.00 (869,278) 1,380,114 (63.00) 1990 6,425,063 5,242,623 122.55 (1,182,440) 1,460,008 (80.99) 1991 7,494,864 6,309,081 118.79 (1,185,783) 1,565,933 (75.72) 1992 8,380,701 7,017,405 119.43 (1,363,296) 1,552,844 (87.79) 1993 9,274,684 8,394,887 110.48 (879,797) 1,767,665 (49.77) 1994 10,327,550 9,257,629 111.56 (1,069,921) 1,832,033 (58.40) 1995 11,405,529 10,324,705 110.47 (1,080,824) 1,937,400 (55.79) 1996 12,686,498 11,132,504 113.96 (1,553,994) 2,030,345 (76.54) 1997 13,835,005 12,200,363 113.40 (1,634,642) 2,071,280 (78.92) (During the implementation transition period all information required is presented for as many years as is available.) Analysis of the dollar amounts of net assets available for benefits, pension benefit obligation, and unfunded pension benefit obligation in isolation can be misleading. Expressing the net assets available for benefits as a percentage of the pension benefit obligation provides one indication of funding status on a going- concern basis. Analysis of this percentage over time indicates whether the system is becoming financially stronger or weaker. Generally, the greater this percentage, the stronger the PERS. Trends in unfunded pension benefit obligation and annual covered payroll are both affected by inflation. Expressing the unfunded pension benefit obligation as a percentage of annual covered payroll approximately adjusts for the effects of inflation and aids analysis of progress made in accumulating sufficient assets to pay benefits when due. Generally, the smaller the percentage, the stronger the PERS. 104 VILLAGE OF DEERFIELD, ILLINOIS Illinois Municipal Retirement Fund Required Supplementary Information Revenues by Source April 30,1997 N/A - not applicable 105 Employer Contributions as a ------------------ - - - - -- Revenues by Source------------------- - - - - -- Percentage Calendar Employee Employer Investment of Covered Year Contributions Contributions Income Totals Payroll 1987 $ 103,137 $ 179,472 N/A $ 282,609 8.21% 1988 113,907 204,352 N/A 318,259 8.08 1989 118,539 266,280 N/A 384,819 10.10 1990 126,040 329,945 N/A 455,985 11.78 1991 134,592 372,669 N/A 507,261 12.46 1992 140,232 399,043 N/A 539,275 12.81 1993 150,744 385,905 N/A 536,649 11.52 1994 159,817 410,551 N/A 570,368 11.56 1995 166,208 406,655 N/A 572,863 11.01 1996 172,261 415,342 N/A 587,603 10.85 N/A - not applicable 105 VILLAGE OF DEERFIELD, ILLINOIS ' Police Pension Fund Required Supplementary Information ' q PP rY Revenues by Source and Expenses by Type April 30,1997 ' ------------------- - - - - -- Expenses by Tv-De --------------------- - - - - -- Fiscal Administrative Year Employer Expenses Refunds Totals 1988 $ 87,859 $ 53 $ - Contributions 1989 88,660 1,620 - 90,280 1990 as a 568 - --------------------- - - - - -- Revenues by Source------------------- - - - - -- Percentage Fiscal Employee Employer Investment 1,019 12,438 of Covered Year Contributions Contributions Income Totals Payroll 1988 $107,902 $ 150,024 $ 473,397 $ 731,323 12.08% 1989 83,619 155,430 488,746 727,795 11.26 1990 127,777 160,461 562,558 850,796 11.00 1991 136,638 155,284 772,839 1,064,761 9.92 1992 139,756 166,382 809,346 1,115,484 10.71 1993 160,894 180,787 789,704 1,131,385 10.23 1994 1641883 195,933 987,515 1,348,331 10.69 1995 174,366 222,673 988,561 1,385,600 11.49 1996 182,731 232,578 1,185,565 1,600,874 11.46 1997 186,027 245,757 1,089,631 1,521,415 11.86 ------------------- - - - - -- Expenses by Tv-De --------------------- - - - - -- Fiscal Administrative Year Benefits Expenses Refunds Totals 1988 $ 87,859 $ 53 $ - $ 87,912 1989 88,660 1,620 - 90,280 1990 117,720 568 - 118,288 1991 154,844 585 - 155,429 1992 216,190 1,019 12,438 229,647 1993 234,872 2,530 - 237,402 1994 290,772 1,189 3,504 295,465 1995 305,114 2,507 - 307,621 1996 318,461 1,444 - 319,905 1997 371,015 1,893 - 372,908 106 VILLAGE OF DEERFIELD, ILLINOIS Schedule of Insurance in Force April 30,1997 Insureds Description of Coverage Amount of Coverage Village of Deerfield Workers' Compensation Statutory/ $ 30,000,000 Village of Deerfield Comprehensive Automobile Liability Bodily Injury and Property $1,000,000 Village of Deerfield General Liability $1,000,000 Village of Deerfield Blanket Building and Contents $ 30,000,000 Village of Deerfield Boiler and Machinery $10,000 Public Officials Blanket Bond Coverage $10,000/ $1,000,000 Village of Deerfield Excess Coverage $10,000,000 The Village of Deerfield is a member of the Municipal Insurance Cooperative Agency. Property, automobile liability, general liability, and workers' compensation are provided under the Agency. The Village of Deerfield is also a member of the High -Level Excess Liability Pool. Excess liability coverage is provided under this agency. 107 VILLAGE OF DEERFIELD, ILLINOIS Long -Term Debt Requirements General Obligation Refunding Bond Series of 1993 April 30,1997 Date of Issue Date of Maturity Authorized Issue Denomination of Bonds Interest Rates Interest Dates Payable at Tax May 1, 1993 December 15, 2004 $9,995,000 5,000 3.90%,4.00%, and 4.10% June 15 and December 15 American National Bank and Trust Company of Chicago CURRENT AND FUTURE PRINCIPAL AND INTEREST REQUIREMENTS Levy Bond --------------- - - - - -- -Tax Levy Amount Year Numbers Principal Interest Totals 1996 211 -411 $1,000,000 $ 367,155 $ 1,367,155 1997 412 -622 1,050,000 326,155 1,376,155 1998 623 -839 1,080,000 283,105 1,363,105 1999 840 -1056 1,130,000 238,825 1,368,825 2000 1057 -1294 1,185,000 192,495 1,377,495 2001 1295 -1543 1,240,000 143,910 1,383,910 2002 1544 -1797 1,265,000 93,070 1,358,070 2003 1798 -1999 1,005,000 41,205 1,046,205 $11L5 ,000 $1,685,920 $ 10,640 220 108 - -- - -- Interest Due On---- __�_____ June 15 Amount Dec 15 Amount 1997 $ 183,577 1997 $ 183,578 1998 163,078 1998 163,077 1999 141,552 1999 141,553 2000 119,413 2000 119,412 2001 96,247 2001 96,248 2002 71,955 2002 71,955 2003 46,535 2003 46,535 2004 20,603 2004 20,602 $ 842,960 $ 842,960 1 I� rn .o oc rn 10 rn M 00 cl 00 n 0 \o M -I nl w n ° m tn ' C �°rn vri � � o rn � rnl rn r. � 00 'T a cam`', 00 00 r- 00 N N � It O � M r ON � \D 0 0 O C CA N N � ER m O cc N cf M n M M ON ~ OM M M N N z N ON In Lf) d' Cl) N \0 N d N O N N V O � 0\ L n O O C/) aNI ~ N M M M N \0 C4 z Lq \ LO M M U) ON (+� C14 0 d' 0-0 v (C e�-� N UN lM M M N n 000 M w 09 cc " r" 1 w v O Q (V tt v m �" 0 aD N ooc z o N M � C) ° e-� m N M n o z O `� LM f) M M N \0 N O u I- 1 a ,a h!am � O N t, N - O r rv� ON mI \0 �-. 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M M O '�+ O 000 - O L� � U 00 N O t, � \0 Ln L m m O V1 IN LO m o rn m ON co ON M 06 w cu N M O N � � %1� OI N N 00 N \0 O N Cn O� N OO ^V b M n O n LC Lr .0 Ln oo M rn o0 rnl co 0 a, 000 z N ONO m EA y � O -4 .--i 000 � r- M M oc \D o0 \0 O M .0 U 00 le � M m \0 M M m N N O\ 00 M N d' r N n Cn f~ GJ �r v o v ac, w v N u -o > R o o o v t0 cc w v _ R cu v u O O cC cC w s~ O v v v bA i C 1 t 1 1 I 1 1 1 1 i 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS Property Tax Assessed Valuations, Rates, Extensions, and Collections Last Ten Fiscal Years April 30,1997 (See Following Page) O O U G O Z ~ X w W Q >4 cc c� W � � W > Va v a > d x M iZ, O -4 1 N \0 O oo O\ O1 In d' Lr) d 0� , 1 0 O N ON m It CD m d; N n N 00 N Z In co O z 00 , ON 00 m \.O m N rti O O d' do Ef? cq , ' CO r1 d' m 0\ rti 0\ r1 O O cc O O O O O N O) It O O z OQ O N LO 00 N 00 � 00 a\ co \ N Ln a\ N rl N g U) L 000 c�c7 ONO U) 00 m \-U N l� r-4 O 0\ d' m ON 4�ffi �I 00 , , 0 00 NNLO O O O OmO O O O O 0 0 0 0 O t�O Or-g0O m ' z O O N a\ z ONO rr-4 ems -+ LOn NO C)zNti O OmOcm L 1 C , 1 i 4+J ' tt C) O r�•t O M rte+ 0 C\ I O O O O 0 6 6 6 O °o zNLOCo ° ") LO i In m r + \0 c \ \O to m In N 00 O i CO do m O N O i 06 G Q m O \0 In cM In to r-1 N It EN 0 a\ m o v rn � a\IVv+ C)o 00 I o O r+ O r" m-4 CD ON 0 6 00 0000 0 \0 r-4 r 00 O N to m 00 d m [� Cl) 00 z mON r-4 Z0 U') O N ON 0 \0 m r1 00 In m 00 N O z \0 � O C� � \0 O� M N � o i G - Cl) r-4 N ' 00 r M m 00I M , , * 00 d' N \0 to ,:v Cn 00 :v O w z O O N N r-i d• do do m m 0 0 O N O cq r-, O O O C) CD 0000 rti 01 u ' cu —ca > OA CL Ri y {, •� 4J .� Q) O , c0 v cC > O S]. v v > v .p y o > y �G1 X I W ^" / U O y 4! may/ I�� '� ^ U% x Cn ,=-, ^ cz O cam. 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V v v O O 0 v X cc X (z cn O sr U v H E U C. r-� ri VILLAGE OF DEERFIELD, ILLINOIS Assessed and Estimated Actual Value of Taxable Property Last Ten Fiscal Years April 30, 1997 Data Source Office of the County Clerk 112 Ratio of ------------- - - - - -- Real Property------------- - - - - -- Total Assessed Tax Equalized Estimated Value to Levy Assessed Actual Total Estimated Year Value Value Actual Value 1987 $ 314,987,029 $ 945,000,000 33.3 1988 377,208,775 1,131,000,000 33.3 1989 428,039,204 1,284,000,000 33.3 1990 489,019,552 1,467,000,000 33.3 1991 522,438,968 1,567,000,000 33.3 1992 547,603,297 1,643,000,000 33.3 1993 570,794,665 1,712,000,000 33.3 1994 583,049,834 1,749,000,000 33.3 1995 603,544,983 1,811,000,000 33.3 1996 624,187,752 1,891,000,000 33.3 Data Source Office of the County Clerk 112 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 \DI O\ N \O m \O e-+ N N � r-� O Lf) a\ a\ N It N 00 N r-1 O \O N 00 O\ O d! co \O Lf j C m 00 N e-+ r-I O 00000 00 N r10 O LC)I r4 00�NNO1 OWN \DLnO N O\ N ON N LL7 N N It r-1 O*N Ln N ON ON Ln ri O d+ m \.D Ln C N 00 N � r4 O 00000 00 N r4 O "I Ln "t -,t ON N N 00N ON It O\ N z N N \O r-q O\ C7\ LO r1 O 't M Z Ln O N 00 N rI O 00000 00 N r; 6 O ml O OmmN N W� "t O\O\ N O\ \.D 00 N 00 N N N ri N m ro O OI\ Ln ri O h m \D LO O N 00 N N r-.4 0 66666 O 0 N r-i O 0 NI 00 CO m N ri \�D \�D O N N O r-+ ON ON N N C N m ON e-i m \D N r•+ O\ In ri O Ln Ln \10 Ln O N 00 N N `� O 00000 00 Nr- O O —1 N " t O\ r-1 N 00 r-1 " " 00 r q N N m \D m r-.4 r-f \O O r-� O Ln Ln \�D Ln O N 00 " N 00000 00 N r- 0 O OI O Ln r-+ 00 � N CO r� 00 O\ LO 00 N \O O\ N Ln ri m m N N O\ z r- O Ln Ln \D d+ O e-+ O\ m N `.-i 6 66666 0 0 cl 1-4 6 0 �D 'D L' � 00 � d'� m d+ Ln C l� 00 Ln O\ N It m O1 ON a-+ m N Ln di O\ N r-+ O `O �O \D 't O m r- N N O 66666 6 6 N CV O O 001 O 00 O\ \D m 00 \D O\ m -4 rn m 00 O\ O1 N Ln \�o r-i N O 00 O\ N 00 O\ N O \D \.o N 't O m m N N `� O 00000 6 N NO O �D m � It O Ln O\ r-+ 00 r-1 \O O N m r- Ln \D cc N O\ In O 00 00 N O N N N d! 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R i p U i � V r VILLAGE OF DEERFIELD, ILLINOIS Schedule of Direct and Overlapping Bonded Debt April 30,1997 * - Determined by ratio of assessed value of property subject to taxation in overlapping unit to value of property subject to taxation. ** - Amount in column (2) multiplied by amount in column (1). Data Source Office of the County Clerk 115 (2) * Percentage ' of Debt (1) Applicable Gross to ** Government's ' Governmental Unit Bonded Debt Government Share of Debt Village of Deerfield $ 8,955,000 100.000% $ 8,955,000 Metropolitan Sanitary District 1,083,315,000 .095 1,029,149 Lake County and Forest Preserve 150,081,175 4.141 6,214,861 Cook County and Cook County Forest Preserve 1,679,045,000 0.093 1,561,512 North Shore Sanitary District 17,268,820 0.025 4,317 Deerfield Park District 370,000 97.395 360,362 Northbrook Park District 12,702,350 2.935 372,814 Deerfield School District # 109 19,950,000 71.228 14,209,986 Township High School #113 3,100,000 26.725 828,475 Northfield Township High School #225 9,225,000 2.489 229,610 Junior College #532 16,850,658 4.385 738,901 Lake County Special Service Area #5 240,000 45.566 109,358 Total gross debt 3,001,103,003 34,614,345 Less debt service fund amount available - Village of Deerfield 2,235,663 2,235,663 r Total gross debt less available amount 2,998,867,340 $ 32,378,682 * - Determined by ratio of assessed value of property subject to taxation in overlapping unit to value of property subject to taxation. ** - Amount in column (2) multiplied by amount in column (1). Data Source Office of the County Clerk 115 VILLAGE OF DEERFIELD, ILLINOIS , Schedule of Legal Debt Margin April 30, 1997 The Government is a home rule municipality. Article VII, Section 6(k) of the 1970 Illinois Constitution governs computation of the legal debt margin. "The General Assembly may limit by law the amount and require referendum approval of debt to be incurred by home rule municipalities, payable from ad valorem property tax receipts, only in excess of the following percentages of the assessed value of its taxable property... (2) if its population is more than 25,000 and less than 500,000 an aggregate of one per cent:... indebtedness which is outstanding on the effective date (July 1, 1971) of this constitution or which is thereafter approved by referendum... shall not be included in the foregoing percentage amounts." To date the General Assembly has set no limits for home rule municipalities. Illustrative Computation of Debt Margin if Government Were Not a Home Rule Municipality The Government is a home rule municipality and as such has no debt limitations. If, however, the Government were a non -home rule municipality its available debt limit would be as follows: Equalized assessed valuation -1996 $ 624,187,752 Legal debt limit - 8.625% 53,836,194 Amount of debt applicable to limit General Obligation Refunding Bond Series 1993 8,955,000 Legal debt margin $ 44,881,194 116 II O bA O � O O v 'C3 it N �i •� O Q x O u � Q O t� � O O Q O O Nr II s� u i O p O E O O U o � 73 w O v O � O � N � Q ;4 4J V (�V a cc O cz v V Q. cz fCS V rV^ L!i V O v O � i•I 00 .-. Cn i.y O NNV HI rO y v J Y QI ✓ N � rl 0 m o U 61 61 0 CD Ln > h rnl cu ip C y L o L O 61 00 \0 T d\I00 04 O � O y> Q1 6fl Q/ v Q/ C 0. C p, 0 00 N a rn r o a rn C) Cfi Ln• N C,\ I N L' N O� Ei) 0 C14 Cl) � N � I 0000 00 .- Cr 0 C14 Lr) N O d N r. co C 0 M m N `4 O N Q, n r+ 00 0 M 0�I� oc � z Ef3 N M 60 ON It 6ci s� u i O p O E O O U o � 73 w O v O � O � N � Q ;4 4J V (�V a cc O cz v V Q. cz fCS V rV^ L!i V O v O � i•I 00 .-. Cn i.y O NNV HI rO y v J Y QI ✓ N v C U 61 61 > h cu C y L L L L O 61 T v i y> Q1 v QL Q/ v Q/ C 0. C p, 6x1 OL' dJ s� u i O p O E O O U o � 73 w O v O � O � N � Q ;4 4J V (�V a cc O cz v V Q. cz fCS V rV^ L!i V O v O � i•I 00 .-. Cn i.y O NNV HI rO y v J Y QI ✓ N VILLAGE OF DEERFIELD, ILLINOIS Demographic Statistics Last Ten Fiscal Years April 30, 1997 (2) Percentage of People Over 25 Years of Age With Four or More Years of College 51.3% 51.5 51.8 48.8 48.3 58.8 59.6 60.7 60.0 59.6 (4) (1) Unemploy- School ment Per (1) Fiscal (1) Household Median Year Population Income Age 1988 17,500 $ 48,100 37.2 1989 17,500 50,900 37.4 1990 17,500 53,600 37.5 1991 17,327 55,000 37.7 1992 17,327 71,966 36.3 1993 17,327 70,046 36.3 1994 17,327 78,830 35.9 1995 17,327 71,966 35.6 1996 17,327 71,966 35.9 1997 17,327 71,966 35.9 (2) Percentage of People Over 25 Years of Age With Four or More Years of College 51.3% 51.5 51.8 48.8 48.3 58.8 59.6 60.7 60.0 59.6 Data Sources (1) Derived from data from the Department of Commerce, Bureau of the Census, 1990 (2) Percentage of people over 25 years of age or over with 4 or more years of college education. Northeastern Illinois Planning Commission (3) Enrollment figures derived from combined enrollment of District 109 (grade school) and District 113 (high school) (4) Unemployment figures based on 1/4 of Lake County figures from the Bureau of Labor Statistics 118 (4) (3) Unemploy- School ment Enrollment Percentage 3,276 1.1% 3,238 0.9 3,106 1.0 3,277 1.0 3,251 1.2 3,410 1.3 3,462 1.1 4,287 1.0 3,978 .9 4,060 .9 Data Sources (1) Derived from data from the Department of Commerce, Bureau of the Census, 1990 (2) Percentage of people over 25 years of age or over with 4 or more years of college education. Northeastern Illinois Planning Commission (3) Enrollment figures derived from combined enrollment of District 109 (grade school) and District 113 (high school) (4) Unemployment figures based on 1/4 of Lake County figures from the Bureau of Labor Statistics 118 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 VILLAGE OF DEERFIELD, ILLINOIS Property Value, Construction, and Bank Deposits Last Ten Fiscal Years April 30,1997 Data Sources (1) Construction figures - Village of Deerfield, Building and Zoning Department (2) Bank Deposits were based on commercial bank deposits at the top three banks in Deerfield (3) Lake and Cook County Tax Extension Offices 119 (1) (1) Commercial - - - -- Construction ------ Fiscal Number Total Year of Units Value 1988 110 $ 21,705,751 1989 222 75,592,000 1990 150 33,113,366 1991 89 16,908,426 1992 497 10,639,343 1993 114 14,582,113 1994 103 6,525,766 1995 128 11,879,282 1996 126 10,244,658 1997 110 20,622,746 Data Sources (1) Construction figures - Village of Deerfield, Building and Zoning Department (2) Bank Deposits were based on commercial bank deposits at the top three banks in Deerfield (3) Lake and Cook County Tax Extension Offices 119 (1) Residential (3) - - - -- Construction - - - - -- (2) Total Number Bank Property of Units Value Deposits Value 51 $ 5,489,656 $ 149,182,000 $ 945,000,000 72 12,463,000 163,472,790 1,131,000,000 77 12,085,690 187,961,000 1,284,000,000 21 3,836,605 230,405,569 1,467,000,000 256 8,922,854 114,301,809 1,567,000,000 49 8,575,000 339,627,000 1,643,000,000 25 4,552,000 134,200,800 1,712,000,000 161 13,543,000 126,586,600 1,749,000,000 139 4,366,274 266,731,677 1,811,000,000 28 9,710,530 255,374,171 1,891,000,000 Data Sources (1) Construction figures - Village of Deerfield, Building and Zoning Department (2) Bank Deposits were based on commercial bank deposits at the top three banks in Deerfield (3) Lake and Cook County Tax Extension Offices 119 VILLAGE OF DEERFIELD, ILLINOIS Principal Taxpayers April 30,1997 Percentage Data Source Office of the County Clerk 120 $ 132,676,402 21.26% 1996 of Total Assessed Assessed Taxpayers Tyke of Business Valuation Valuation VMC, Inc. Deerbrook Shopping Center $ 22,367,861 3.58 Matas Corporation Corporate 500 Center 20,164,847 3.23 CarrAmerica Parkway North 19,646,563 3.15 Stein and Company Lake Cook Office Center 17,941,421 2.87 Estate of James Campbell Office Building 14,596,061 2.34 Travenol Labs Office Buildings $13,744,410 2.20 Marriott Corporation Hotels 7,378,007 1.18 Equitable Life Insurance Hyatt Campus Office Park 5,883,981 .94 Draper and Kramer Office Buildings 5,650,694 .91 State Farm Insurance Office Building 5,302,557 .85 Data Source Office of the County Clerk 120 $ 132,676,402 21.26% VILLAGE OF DEERFIELD, ILLINOIS Miscellaneous Statistics April 30,1997 Date of Incorporation 1903 Form of Government Manager /Council Geographic Location North Suburban Population 4 1960 11,748 1970 18,876 1980 17,430 1990 17,327 Municipal Services & Facilities Number of Full -Time Employees 104 Miles of Streets 70 Miles of Alleys 4 Miles of Sewers 140 Building Inspection Number of Permits Issued in Fiscal Year 1996 907 Fire Protection District Number of Firefighters and Officers 31 Number of Stations 1 (Continued) 121 VILLAGE OF DEERFIELD, ILLINOIS Miscellaneous Statistics April 30,1997 Police Protection Number of Stations 1 Number of Policemen and Officers 38 Library Services Number of Branch Libraries 1 Number of Books 150,000 Recreation Facilities Number of Parks and Playgrounds 20 Park Area in Acres 288 Municipal Water Utility Population Serviced - Number of service connections 5,986 Average Daily Pumpage 2,864,605 gals. Miles of Water Mains 82 Data Source Village Records 122